Ko te taurewa motokā tino pai: ko te tikanga o nga tahatika. He aha te ake pai - aunoa loans nama kiritaki ranei?

A, no te e hiahia ana koe ki te hoko i te motokā, engari e kore e whai i te moni, ka taea e koe aua te taurewa. Ia pēke tuku ona ake ngā: te ngā, päpätanga huamoni me moni o utu. He tika tenei katoa ki mohio te nama i roto i mua na roto i te ako i te pai mo runga i motokā loans.

Tata salons katoa Mīhini mahi ki pareparenga, kia taea kiritaki whakarite tonu nga taonga. Engari kia waia tuatahi koe koe ki te ngā o te hōtaka ki te tīpako i te tetahi e tika ana. Ko te tikanga i ratou o ratou ake āhuatanga.

tīpakonga Āhuatanga nama

Ki te hanga te taurewa motokā kei roto i te puta ngaa, e te tikanga tapaea e koe nga ratonga o te maha pareparenga ki o ratou tikanga, ngā me ngä päpätanga huamoni. Me pēhea ahau e whiriwhiri? kia kore tatou rere ki tenei take, a ki te maheni ki te rerenga torutoru. Tuatahi e hiahia ana koe ki te tono ki te pēke, i puta te utu. ki kiritaki auau e tino whaitake whakaritenga. Me tika tatou ki te ako i nga mea katoa e pā ana ki te taurewa motokā.

Hei tono i te taurewa motokā tino pai kahore moni, engari e kore te mea tenei. Whakarato i te waka, ko te taea anake i raro i te tohu. Ahakoa, ki te kahore te mea te kirimana e te ōrau o te kōmihana kia tatau te whakamahi i te refinancing.

nama pai

Ko te loans aunoa tino pai - te hunga e whai i te tikanga e whai ake nei te tono:

• ōrau iti o te katoa-wā utu;
• hiahiatia ki te whakarato i te uruwhenua, me te tuhinga tuarua;
• kahore ki raro utu;
• e kore e hiahia ana koe ki te whakarato i te tika 2-rua;
• e kore te mea e tika ana ki te rēhita CASCO;
• Tetahi hītori nama;
• ngā ngāwari.

Me tonu taurewa motokā pai, kahore he utu ki raro, engari ki te kitea te pēke ki taua tikanga. Ahakoa i roto i tenei take i reira ko te tūponotanga teitei ngä päpätanga huamoni.

tautoko kāwanatanga

Car loans i runga i ngā pai taea te tangohia i roto i ngā tahataha rerekē. Kei te whai wāhi ana tēnei āhua. Hei tautoko i te hōtaka taurewa motokā ko kaitaraiwa hanga. I runga i taua mea, i te āhua, ko te ki pareparenga e mahi ki ngā ratonga raraunga. whakamahia Money te ki te utu i te wahi o te taurewa, kia kiritaki he reiti raro. Ko te āhuatanga motuhake o te taurewa aunoa ngā te whai ake:

• Ka taea e koe te hoko waka, te papatipu o e kore e nui ake 3.5 tana;
• instalment tuatahi - 20%;
• tere - kaua e nui ake 2/3 o te auau Central Bank.

Raro utu: te pai me ngā raruraru

Ētahi atu utu taurewa motokā, kahore te utu ki raro. Ka whakarite kore anake te moni ki te kia nui rawa, engari te bet. Ki te mea kua hanga e koe te utu tuatahi, ka waiho iti te nui e tika ana e toe ana o te tuhene. Ko te tino pai motokā taurewa i te utu tuatahi ko e pā ana ki 10-30% o te nui taurewa.

Painga o te mahi i waho i te utu ki raro takoto i roto i te meka e taea te whiwhi tonu te motokā, kahore haumi ona ake moni. Engari kia rite ki te tuhene, a utu ka kia tiketike, he mea e tika ana ki te tātai i te taea o te utu. He mea tika ki te whakamahi i te tikanga kï: hoki kia noho te hiahia katoa o te whānau a tawhio 60% o te utu. Ki te he te reira iti, e kore e utu te mōrea.

Hea ki te tiki i te taurewa motokā pai, kahore he utu ki raro? Taua ratonga mō kiritaki whakahaere i roto i "HoumKredite", "AyManiBanke", "Loco Bank". Hei whakaora i runga i utu moni Me ki kia hanga e kore e iti iho i te 20% o te utu waka. Ko reira tika hoki ki te hoko MTPL me CASCO.

Āhuatanga taurewa aunoa kahore te potae

tukuna nga loans motokā tino pai e kahore te potae. Ahakoa te utu ngawari ratou, engari i reira e etahi herepata. Ahakoa ki nga painga o taime kino roa:

• he ōrau nui;
• he nui noa te instalment tuatahi;
• Ētahi pareparenga - utu wawe;
• ka e whai he aituā ki te hanga i te motokā mo ratou moni, me te ki te utu i te tahi atu rōpū;
• e kore e taea ki te hoko i te motokā ki te tēnei pukapuka.

Hea ki te tiki i te taurewa motokā pai kahore te potae? Tona tuku ki "UniCredit Bank", "Tatfondbank", "Rosbank", "Credit Europe Bank". Hei whakaputa i tetahi taurewa e kore ranei - whakatau katoa mo ia. Me kï hoki tuhene, e ka kia kahore tuku inihua. Hoki kia waia ki nga mita katoa e ka tauturu i te whakarite i te taurewa motokā e tika ana. moni painga nui tata tonu te wāhi nui.

hītori Credit

E mea pinepine, puta pareparenga he whakatau kino i runga i te whakarato o moni mo te hoko o te mīhini, i te mea te take o te hītori nama kino. Otiia i runga i te taea pai o te whiwhi piki taurewa motokā tino. wāriutia hoki tauhou. Ahakoa, ki te ko te nama i roto i tenei wa rite ki te tango i te huarahi haepapa ki te nama utu, rite tūmanakohia, e kore e rite ki te mahi ki a ia pareparenga katoa. Ko tonu i reira e etahi.

e kore e tangohia noa etahi ki pūkete te hītori tōraro nama. katahi anake i reira ka kia iti-moni, ngā ngāwari. Me ai e koe ki te whakarato whakakapi tohutoro ranei. Ko te tikanga whakaputaina he taurewa motokā e ki te tikanga e whai ake nei:

• he ōrau nui;
• whāiti te utu mōrahi o te motokā;
• taurewa wā poto.

Nuinga maha ko te waka i roto i te puka o te taunaha i te pēke. rapu utu kaituku te whakarato o te tahi atu whakaurunga e he rite ki te mīhini utu. E titau te reira i te tauākī whiwhinga, he kape o te pukapuka mahi, te utu tuatahi. tangohia te whakatau ki te tukua mai te taurewa ki te hītori nama kino te takitahi, tango ki ngā mōhiohio pūkete e pā ana ki te kiritaki.

taurewa Car nama kiritaki ranei?

Ki te rironga o te mīhini i reira ko te pātai: "? He aha te ake pai - aunoa loans nama kiritaki ranei" Hei whakahoki i tēnei pātai, e hiahia ana koe ki te pānui i te ngā o ngā ratonga e rua. rerekē ratou i roto i ngā, moni, moni homai.

Car taurewa i te auau o raro - 10-17%. Ko e tika ana ki te meka i roto i tenei take, he iti tūpono pareparenga no te aroaro te motokā i roto i te puka o te utu mo te wā whiwhinga katoa tenei. Ko taurewa motokā i reira e maha mau hapehape. Me ki te utu teitei raro utu ki te hoko CASCO whakarato whakakapi Kiritaki.

he pai kiritaki nama mo te take e whai ake nei:

• Ko reira taea ki te hoko i te motokā i te tangata tūmataiti, a ka taea e koe te whakaora;
• E kore te mea i hiahiatia ki te hanga i roto i inihua;
• Ka taea e koe utu tōmua kahore tautea.

He aha te ake pai - aunoa loans nama kiritaki ranei, te reira ki runga ki te kiritaki. I muri i te katoa, nga ratonga pēke e rua i ratou pluses me minuses. He mea tika ki te whakawhirinaki i runga i te moni whaiaro, matuatanga me ētahi atu āhuatanga.

Te kōwhiri i tuku ātaahua

Ki te hiahiatia, whakaora i runga i te hoko o te mīhini kia tangohia ki pūkete etahi o nga mita. Ko te pareparenga i te rota o whakaaro, i roto e taea e koe te whiriwhiri i te tino watea loans motokā. he mea tika ki te tango i te rawa o te hōtaka kāwanatanga. Hei tauira, ki te whai koe i te motokā pakeke atu i te 10 tau e, e taea te hoatu e te reira ki te tukurua. homai te reira i te tika ki te riro i te tiwhikete, kia rite ki nei he hekenga i runga i te hoko o te motokā hou.

ōrau iti e wātea ana i roto i te Tiaki Bank, "VTB 24" me ētahi atu whare e e whai wāhi i roto i te hōtaka moni kāwanatanga. Ko te kiritaki e te tika, ki te whiriwhiri i te whakaminenga motokā Russian ke ranei hua nei i roto i Russia.

I tua atu ki te moni, he mea e tika ana ki te whakarongo ki ētahi atu tikanga nama e pā te nui o te hoko. I roto i te tahi mau pūtahi, i reira ko te utu tono me te utu wawe o te nama. rapu maha hōtaka inihua i roto i te whakahaere hoa o te pareparenga, hoki nei e whai ia ki te utu, rawa.

He mea tika ki te whakaaro i te tono o te maha pareparenga. Me tuatahi tātai koe te nui o te utu ā-marama, wā taurewa. Anake, ki te he tino makona te tono, ka taea e koe te whiriwhiri i. He mea tika ki te ako ki te hanga i roto i te pūtea tārewa ko atu pai. Tikanga, he iti iho i te te mea i te mahi ki te pēke te tuhene, nui atu i roto i te piha.

He mea tika ki te whakamārama taipitopito pērā i te rahi o te utunga tuatahi, te taea o te utu wawe o nama. Ētahi pareparenga tenei i te utu mō te tukunga i te taurewa, whakatuwhera te pūkete. Ko te tika tenei mōhiohio ki te ite i te rēhita o te kirimana.

ratonga hokohoko

whai brokers nama takawaenga ranei i roto i te ahumahi ratonga pūtea. e kore e Ahakoa tokomaha hiahia ki te tono mo te tohunga taua. A mo te take pai. I muri i te katoa, ka whiriwhiri ia te tuku pai i roto i te hunga kanohi. Hua o te mahi ki te kaihokohoko e whai ake nei:

• tīpakohia i runga i nga hiahia o te hōtaka kiritaki;
• i reira ko te hōtaka painga mō te wā poto roa ranei rapu;
• Ka taea e koe te whakamahi i te moni-free utunga;
• e kore te te kiritaki e hiahiatia ki te takitahi whai wāhi i roto i ngā tuhinga hoahoa;
• tohunga tohutohu kiritaki i runga i ngā take ture.

utua ratonga hokohoko e muri tohatoha. Ko te kiritaki e ha faingamālie ki nui penapena, rite tīpakohia hōtaka painga te. Ki te mahi tahi ki te kaihokohoko i runga i te tono kei te nuinga o whakaratohia he whakatau pai.

Ko wai whakakahore te fariiraa i taurewa motokā pai?

He āhuatanga ka whakakahore taurewa motokā pai:

• ki te kahore koe e whai nui moni ki te hono ki te hōtaka wā-poto;
• hanga mīhini neke atu i te 10 matahiti i teie nei;
• hanga motokā kāinga te neke atu i te 5 tau ki muri;
• motokā utu iti;
• e kore te CASCO hanga;
• e kore e te kiritaki waiho te waka hei taunaha.

Ki te hiahia koe ki te hoko i te whakamahia he motokā cheap ranei, he reira pai ki te whiriwhiri i te taurewa kiritaki. Ka nui tenei whakaora koutou, a kahore ki te hanga i roto i te maha o ngā ratonga atu. Ki te haere koe ki te hoko i tētahi motokā hou, te motokā loans tino.