Pepa nama: whakaahuatanga, tikanga, ngā, āhuatanga me te arotake paari

Ki te whanaketanga o te pūnaha pēke timata ki te puta hou pūnaha nama. Ko tētahi o ratou - te nama pepa. Kei te kore anake e whakamahia tenei haumarutanga hei taputapu haumi e hopoi mai moni, engari ano hoki i rite te tikanga o te utu. Tenei tuhinga ka e kōrero ko e pā ana ki te mahi pire tuarua.

ngakau

Kei te te taniwha, haukotia Tetahi whakahaere ki te hiahia ki te tiki i nga moni i nama i runga i te whakamahi rangitahi. Ki te whanaketanga o te whanaungatanga nama timata whakahere momo hou o taurewa pareparenga. e kore te mea hou hua i runga i te mākete, engari ehara i te mea nui kaiuru taukei - tuhipoka Promissory. E hāngai ana te hoko i runga i te paerewa taurewa pēke. Ko te moni tika e kore e kiia ki te pūkete pēke, rite ngā i roto i te puka o te Central Bank.

Ko te kamupene kakau te pire i roto i te tikanga ki te tiki i te pūtea taurewa. tukanga paerewa o rēhita o te hoko: te whakahaere tono nga tuhinga taketake me ngā pūrongo pūtea. I muri i te whakatau pai ko te kirimana o te pire nama. Ko ia tata tino kape te ihirangi o te kawenata paerewa, te kahore hoki tetahi tūemi. Ki te te whakaaro o kukume i te tārewa tikanga ko te utu o ngā rauemi mata, taputapu, te utu o nama o utu, na i roto i te take o te promissory tuhipoka te whakaaro o te hoko ko te hoko o nga peeke nama o te pēke. e kore e kirimana o whakakapi turanga hei taunaha atu ranei kia. I muri haina i te pepa mo te whakahaere o te pūkete taurewa tuwhera.

tukanga

I roto i te whakamahi o te taurewa whakawhiti ai te pēke te moni ki te pūkete o te nama. Kei te namahia tonu tenei moni mo te hoko o pire o utu, ki te pü he kawenata mo e tango ana i te pēke te tika ki te whakatika debiting o moni. aufau ranei me whakarato ia i te tikanga utu whakau i te whakawhitinga o te moni. E ko, whakatuwheratia te pūkete e anake ki te whakatau i nga whakaritenga o te Central Bank. Whakamahia te moni e kore hoki tona whakaaro e tūmanakohia ana e kore e mahi. Waea hanga kaimahi o te pēke. I runga i te taata tei mau mauhaa o te nama tuatahi tohu.

e rave rahi o te Central Bank kia tukuna ai i raro i te kirimana kotahi. Me kia te nui katoa o nga pire katoa rite ki te nui taurewa. Okotahi he take ina whakarato te kirimana mo te kohinga o ngā utu atu.

te whakamahi o

Ko te tikanga, ko te pire mo te utu hoko ki kaituku. He rawaka ki te hoatu i te tautoko i runga i te haumarutanga ki te utu atu i te nama ki tona tauira i te nama. I roto i te pire i reira ko te rangatira hou. mai Haumarutanga ki te tohanga. Otiia kua reira ki te whakaongaonga i kore e te nama kia. Ahakoa te pū o te hoko, utua moni te taurewa poromihi. Ko te rā kati mō te whakataunga o te kirimana. Ko te tikanga e kore e nui te reira 6 marama.

kia nui Term utu pire te paari o te pūtea tārewa ki te mōrahi o e rua wiki. Me whakaaro tenei meka i roto i te tātai. Ki te aroaro o te mea e hoki utu i roto i te mua, na ka utu reira e kore te mea i par me i te hekenga. Kei te kitea ano hoki tenei i roto i te utu e ka hei whakataunga tahi i waenganui i te nama, me te tangata nana i.

TAUIRA 1

Kua riro te nama he pire uara iti o te 1 miriona moni. Ko te nui o ana herenga ki te pēke, ko te 4.7 miriona moni. Ko te paari o te nama, te rā mutunga 03.15.16 whakataunga i waenganui i te nama, me te kaituku whakaritea te hoki 28/09/15 i te wa o te maimoatanga ki te kitea te tangata nana i pēke i roto e te whakatūnga o 28/09/15 utua poromihi i te hekenga o 11%. ka Tirohanga toku ringa ki runga ki te kore 1 miriona moni., a 890 mano. Miria. Ko te nui ano te whakaiti herenga o te nama: 4.7 - 0.89 = 3.81 miriona moni.

E kawea tātai rite i roto i puta noa i te mekameka o rangatira. Te ora piri tahi, ka te nui te nui e tangohia ki pūkete.

tikanga

whiwhinga whakaaetanga kawe toru ngā momo o te mōrea: taurewa, auau huamoni, me te riri o te tere iti. Ki te whakaiti i a ratou, pūtahi pūtea whai whakaritenga ki kiritaki:

• ki te whakarato whakakapi (taunaha) i roto i te puka o here o te taurewa kāwanatanga (ranei ētahi atu peeke hoko), rārangi, taonga me te taputapu;
• ki te mahi i te wa o te hainatanga i te whakaaetanga atu atu i te tau;
• whai i te rere auau o moni i roto i te mau aamu.

tukuna promissory loans tuhipoka ki pareparenga mō te tau ki runga ki te tetahi i 6-10% ki te whakatinanatanga o enei whakaritenga iti rawa.

painga

• Ko te iti atu i te taurewa tikanga pepa nama. Ahakoa whakawhitinga rēhita tukanga auau ōrite i runga i taua loans ko te tikanga iti iho i te 10%.
• Ko te taurewa e āhei ki a koutou kia utu noa, ki te reira he kerēme tino i runga i te pūkete.
• Ko te meka rawa e utu o te nama i whakaputaina Hōtaka runga i te tuhinga. Tenei tino whakaiti te pepa.

hapehape

• E wāhikē moni heke e tika ana ki te utu o ngā tuhipoka promissory i te hekenga.
• Ko te hiahia ki te ruruku ki te kaiwhakarato te taea o te utu o ngā tuhipoka promissory me tikanga o te hoko, arā, ki te tohu-ake ka wāhikē reira te Central Bank.

Tahua mō te pire nama

peeke Debt e kiia kaiwhakarato o haumi pūtea (cq. 58-2). Tei runga i te wā mō te nei te poromihi, whakaata whārangi toenga o te nama pūkete te Central Bank o, tuku DT 66-2 (wā-poto) ranei 67-2 (wā roa-pareparenga taurewa). Te nui tohaina hoki te utu o nama tuhituhia atu i roto i DT 91-2 "Ētahi atu whakapaunga".

TAUIRA 2

riro Kamupene he taurewa promissory tuhipoka wā-poto i te pēke mō te 500 mano. Miria. mo te wā o te ono marama i 5.5% te tau. kawea Utu o te moni i roto i roto i harangote rite ki utu o tumuaki: 500 * 0.055 = 13.75 mano moni .. kitea ana tēnei moni i roto i te waea kaute DT91-2 CT 66-2.

Taxation

I roto i te Art. ta 167 Tāke Code e kia tatau i te whakawhitinga o ngā kōrero promissory mō te utu o te nama kaihoko Takahanga anake i roto i te take o te utu o te Central Bank tona whakawhiti ki te kaiutu i tautoko ranei. Whiwhi i te pire e te rōpū tuatoru whakaaro te ki hei te whakatinanatanga, rite titauraa o kaihoko ki te whakahaere poroa kahore rāhui.

TAUIRA 3

Kua utua kaihoko LLC mo nga taonga ki nga pitopito kōrero promissory Company hokona i roto i te peka o Sberbank. tukuna hokona pānga o taonga i roto i te nui o 18 mano. Miria. (Takahanga 10%). E te moni ano te kaihoko hoatu te pire. Mai i te wāhi ture o te tirohanga, ki herenga OOO utu mō taonga rite. e kore e Kamupene whakaata i te haumarutanga o ngā pūkete kaute mai.

e kore ko Tiaki te nama o te kaihoko. I roto i tenei take, kia kitea te pire nama kaute i roto i te pūkete 58 i roto i te nui o te utu o tona rironga, arā te utu o ngā hua haponohia. I roto i te bu i te kaihoko i hanga taua whakairinga:

DT62 KT90-1 "Revenue" - 18 mano moni .. - kitea te hoko o taonga ki te kamupene.

DT90-3 "Takahanga" KT68-3 - 1.636 mano moni .. - i ako Takahanga.

DT58-2 "Debt o te Bank Central" KT76-3 "Settlements i te tahi atu moni" - 18 mano moni .. - manakohia hoki discounting.

DT76-3 CT 62 - 18 mano moni .. - pire utua hua haponohia.

āhuatanga

Pire utu o te taurewa e whakaratohia ana e tātai te poka mo te taonga hokona e hāngai i runga i te wäriu kawenga o te peeke. Kei te tuhia hoki te toenga i runga i te utu hoko o te pire. kia kia rerekē i te uara iti te utu tūturu. Ki te he reira nui atu i te nui o te kawenga, te tangohanga e o takahanga i runga i te pūtake o taua kaute kaihoko.

nekehanga o pire

E rua kaupapa matua o te kaupapa o pire. Kia titiro tatou ratou i roto i te kōrero atu.

I muri whakaae i runga i te kaihoko, me te kaiwhakarato o te nui tauwhitinga, whakatuwhera ngā utu counterparties te pūkete i roto i te pēke kei roto i te taua pa, a ka faaoti i te whakaaetanga takitoru. Ko te kaihoko riro te promissory tuhipoka wā-poto i roto i te nui o te tauwhitinga, hoatu ana e ia ki runga ki te moni tāpui me poraka reira. Runga ki te whakaotinga o te taunaha tauwhitinga kua nekehia, a kua whakawhiti nga moni ki te pūkete o te kaiwhakarato. Ki te mea kua kua whakakitea maumaui i te tukanga o whakatinana te mahi, i muri i te huaki i te pire e noho ki te kiritaki. e kore e taea te whakapae Haumarutanga i te moni tāpui waho te whakaae o ngā taha e rua. Heoi inihua e te kaihoko mai e debiting mua o hōtaka, me te kaiwhakarato - i te utu-kore o te hoko i runga i tona otinga.

Hurihia te tikanga o te kaupapa o mua. Pūkete kaute tuwhera i roto i te peka o te pēke i roto i nga pa rerekē. Ka faaineine i te hoko he tuhipoka promissory wā roa-i roto i te nui o te tauwhitinga, i roto i te tuhituhi whakamōhio i te kaiwhakarato me homai whakaaetanga ki te iriti wāhanga o te peeke hua i runga i te pūkete puritia. kaiwhakarato pēke e pā ana ki institution nama o te kaihoko mai ki te whakaū i te meka o ārai pire. Runga ki te whakaotinga o te haumarutanga hoko he wetekina a ka whakawhiti ki pūkete o te kaiwhakarato.