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Me pēhea te ki te tirohia i te kaiarataki o MSC hāngai-X-ray: te ara whakamua

E mea pinepine, no te hanga koe e taea e te OSAGO kaupapa here kia rongo i te penei mea rite te "whakarea bonus-malus." He aha te mea te mauri o tenei whakamāramatanga? Me pehea e taea e ia? Ahakoa he reira taea ki te mohio koe? Me pēhea te ki te tirohia i te kaiarataki o MSC-e hāngai ana X-ray? Kimihia te whakautu ki ēnei pātai e āwhina i roto i tenei tuhinga.

KBM: te mauri o te ariā o

puta tenei ariā atu tata - 3 tau ki muri. Na e hiahia ana te kāwanatanga ki te whakaiti i te utu o ngā kaitaraiwa - ara, ki te whakaiti i te utu o te inihua MTPL mo pera-ka karanga atekōkiri aituā-free. I roto i te mau parau te tahi atu, ki te kahore e te rangatira motokā hei te aituā kaiwero waka i roto i te wā inihua, ka taea e ia te tatau i runga i te nui etahi o te hekenga. Ko te rōrahi o ngā hua mo te taraiwa me te whakatau i te taua MSC.

momo MSC

Ka taea e MSC te tango i runga i ngā uara rerekē. Tei te reira i runga i te rahi tangohia o wheako taraiwa aituā-free. Ko te atu tau e kore te rangatira motokā i whiwhi i roto i te ati, te pai ka waiho taua mea mo te hoko o te kaupapa here MTPL. No te tauturu i te whakatau i te taraiwa ake MSC, ka tika tohu te tepu e whai ake:

piha MSC Ko te tau whakarea o te bonus-malus
13 0.5
12 0.55
11 0.6
10 0,65
9 0.7
8 0.75
7 0.8
6 0.85
5 0.9
4 0,95
3 1
2 1.4
1 1.55
0 2.3
M 2.45

I te timatanga o te wheako peia hoatu te 3 MSC te piha haapiiraa, arā, i tetahi kaitaraiwa hekenga kore e taea te tatau. Te tau e whai ake nei, i raro ki te aituā-free taraiwa, riro ia te rangatira o te 4 akomanga, arā, kia taau mo te 5% hekenga, a na i runga i. I roto i te mau parau te tahi atu, tau atu nga hekenga pai i runga i te hoko o te kaupapa here MTPL nui haere e 5%. I te painga mōrahi o te 50% hekenga ki te tatau anake, ki te kahore te kaitaraiwa i te tiki i roto i te aituā mo te tekau tau, neke atu rānei.

Ko, kāore, kia kore noa ake i te hekenga engari ano hoki whakaiti: te kerēme inihua atu, te nui e hei te utu o CTP. Na, rawa kia whai ki te utu 2.5 wa neke atu i te utu taketake o te inihua aunoa "meapango" rangatira motokā.

Kei raro ko te tepu e whakaatu ana pēhea te te piha MSC rānei i runga i te maha o te takanga o ngā inihua.

Class i te timatanga o te wā inihua Class i te mutunga o te wā inihua e hāngai ana i runga i te maha o ngā utu inihua
4 ake ranei take 3 take 2 take 1 take 0 take
M M M M M 0
0 M M

M

M 1
1 M M M M 2
2 M M M 1 3
3 M M M 1 4
4 M M 1 2 5
5 M M 1 3 6
6 M M 2 4 7
7 M M 2 4 8
8 M M 2 5 9
9 M 1 2 5 10
10 M 1 3 6 11
11 M 1 3 6 12
12 M 1 3 6 13
13 M 1 3 7 13

Me pēhea te ki te tirohia i te kaiarataki o MSC-e hāngai ana SAR mo ia tau

Kia aroha mai, e kore te mea he ratonga motuhake e taea ai ki te tātai i te hekenga i runga i te hoko o te kaupapa here MTPL te pae mōhiohio o Motor kairīanga (Rami). Ko te mea anake i reira he ki te mahi - tepu vyshepredstavlennaya. Heoi, i reira e maha atu paetukutuku e taea te hanga i te reira. Hei tauira, mā te pāwhiri i runga i te hononga http://librax.ru/proverka-kbm.html, taea ngāwari me hohoro tirohia koutou te MSC i runga i te pūtake o te X-ray ttara mo ia tau.

Ki te mahi i tenei, e hiahia ana koe ki te whakaki i roto i te tūemi e whai ake nei:

  • te maha o taraiwa nei e whakaaetia kia ki te pei i te ahanoa inihua;
  • te rā, ka te tūmanakohia reira ki te whakaputa i tetahi inihua MTPL hou;
  • atekōkiri ingoa tonu;
  • ratou rā o te whanau;
  • tau raihana o kaiakiaki.

Ko tonu ko ki te pāwhiri i runga i te pātene "tirohia", i muri nei e whakaatu i te kōrero ngā ngākau nuitanga o te kaiwhakamahi.

Me pēhea te ki te tirohia i te kaiarataki o MSC-e hāngai ana X-ray, ki te reira ko te hapa

Ehara i te mea i nga wa katoa e taea ana ki te taraiwa i te wa tuatahi ki te whiwhi i te raraunga e hiahiatia ana. Ko te take mō tenei kia kia 2:

  1. hanga e te kaiwhakamahi i te hape i roto i te tomo raraunga. Rongoā: tirohia mara katoa hoki hape.
  2. ke te kaiarataki tona raihana taraiwa mai te hoko kaupapa here MTPL whakamutunga. I roto i tenei take, ki te tirohia i te MSC i te pūtake o X-ray rahua, kia whakaurua nga raraunga tawhito "tika."

TAUIRA tātaitanga motuhake

Kimihia atu te utu o te inihua CTP kaupapa here i roto i te tau i muri mai ka āwhina i te tauira i raro nei o te tātaitanga ohie. Na, kia te rā o te hoko o tenei inihua ko Whiringa 11, 2015. Kua tēnei wā kua tautuhi uara piha me te whakarea bonus-malus. Hei tauira, tangohia ratou taua tohu: Class 6, te MSC - 0.85. Hei kitea i roto i te mea e waiho te auau mō te wā i muri mai o te inihua, kia meatia e koe te whai ake (i roto i tenei tepu ka, e kua nei hua i runga ake):

  • Tirohia te aho te wahi te piha haapiiraa ko 6, me te cbm - 0.85. Na, i runga i te maha o ngā utu inihua i roto i te wā inihua rānei, ka taea e koe te tautuhi i tō piha mo te tau e haere mai. Ko, ki te whakaaro tatou ki nga uara o tauira, i roto i te ngaro o te piha haapiiraa hui inihua he rite ki te 7 (MSC - 0.8), he rite ki te 4 te piha haapiiraa, me e rua i te āhuatanga inihua kotahi puta - 2, ka toru, neke atu rānei - M.
  • Kia taea te ngāwari tātai te piha haapiiraa o MSC, me te hekenga i runga i te kaupapa here hou o te inihua nekeneke herea. Te reira e tauturu i te tepu tuatahi i roto i te tuhinga.

Te hanga i enei whawhe ohie, ka taea e kitea e koe i roto i te utu āwhiwhiwhi o te inihua motokā mo te tau i muri mai. Ki te te tātai, ko tetahi fifi, te ara pai i roto i tenei take e kia tirohia e te PCA MSC-e hāngai ana ki te ratonga motuhake. Ka taea e ratou te āwhina hohoro a ngāwari whakaoti tenei raruraru.

Tatou i teie nei e matau me pehea ki te tirohia i te atekōkiri MSC hāngai PCA. Na reira anake tonu ki te hiahia Godspeed atekōkiri.

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