Taurewa he ngawari me tona uara. Me pēhea e whiwhi ahau?

I roto i te tekau tau whakamutunga i roto i te whenua, he pūnaha o kōwhiringa o kai-o kāwanatanga, me te terenga wai whakahau i runga i te pūtake o tono me ngā whakataetae. Kei te hāngai te reira i runga i te pūtea taurewa ngawari. i pera pai e hanga ai te whakamahi o te kamupene tūmataiti nui ki te rapu mō kaihoko me kaihaka te whakaaro.

Whakaritenga mo te whakahaere o te raupapa kāwanatanga

E ai ki ngā whakaritenga ā-ture, hiahia te whakahaere ki te tango hoki te whakatinanatanga o te tikanga kāwanatanga, takoto te kirimana kei te ki te whakatau i te maha o paearu me ngā whakaritenga. Ko tētahi o ratou - ki te hoatu i te moni tāpui: te nui e ka riro i te kiritaki te kāwanatanga, ki te kahore te kaikirimana ki te tono ranei ka hoatu i roto i te heke mai ki te whakarite tika.

Ko hoki te whakaaro o te huarahi e vai i roto i tautoko i te whakaea o te hoa pea. Okotahi mo tetahi momo pakihi. Funds mo taua whakaaro tango institution nama, ranei taratahi i te whakapaipai mahi o te hinonga, e kore he pai e ranei. Money i roto i te mahi e kore e näianei, i runga i te anga ke, e kore e nui ratou tonu, a kahore he mutunga ki te tirohanga mārama, me te motuhake, e whakaatu ana ka taea ki te tiki i ranei te kirimana. Na reira, ko te reira rongonui ki te whakarato i loans ki te tono ngawari.

tautoko Credit homai kamupene te whai wāhi ki te whai wāhi i roto i te maha ngā whakataetae i te wa ano. State marie titiro i enei mahi, tono moni mahi i roto i te tahataha kāwanatanga-fatuhia tae atu. E kore e te whare nama hoatu moni ki te tangata, a ka kua te Treasury he atu haamauraa autaki o te whakaea o te kaitoi e riro kua te taurewa ngawari.

Ara ki te whakarite i te tono

Credit Bureau whakarato ratonga rerekē. No nia i tono pūmanawa i 3 kōwhiringa:

• he taurangi pēke;
• he taurewa pēke;
• taurewa i roto i te whakahaere microfinance.

Kī - whakaae te pēke ki te taupoki ana nama o te kiritaki i te titauraa tomu'a i te tono o te rōpū tuatoru. Kei te whakaputaina te reira ki te kautaha fakapa'anga mo te iti te wa. Kia tino ki te raina tūemi. 45 FL-44, te kore e kore e noa whakaaetia te taurangi. Haere taea te taurewa e ngawari i te puka o te taurewa. Bank whakahere hōtaka nama o tenei ahua, tēnā whakarato te rārangi o ngā tuhinga motuhake.

Mōkī o peeke mo te taurewa

Te mōkihi ngā:

• ngā tuhinga tūtohinga;
• tauākī pūtea;
• atu pepa e e hiahiatia ana ki te aromatawai i te whakaea o te kiritaki.

Bank rite te puna o te pūtea, ko te ātaahua hoki o raro ngä päpätanga huamoni, rawa hoki kiritaki mateaki me te nui tikanga here o moni. Kamupene no o tenei rite ki te kohikohi buka nui o ngā tuhinga ki te tiki moni ki te ngawari.

Ngawari tuku ki te tango i te tārewa o MFIs. kōrero ratou kiritaki kore e nei i, te whai wāhi ki te tango i te pūtea tārewa pēke mo ngā take. Manatokonga o ngā tuhinga me ngā tauākī kore e pera tino, engari ko reira mārama, no te mea me utu te tohu tiketike o te mōrea ki te moni. I roto i te whānui, i te pūtea tārewa ko te ahua o te pēke taurewa. kia rerekē te rārangi motuhake o ngā tuhinga e hiahiatia ana e tenei e ranei institution nama. I roto i ētahi wā ko reira, i roto i etahi atu - iti iho.

Ko te whakarau o te utu

Kawauatangaranci kore hoki e tango i te tikanga, kua te tika ki te haere atu to ratou moni hoki. E whakarato ana te ture mō ngā āhuatanga e rua te wahi e kore he whakahokia utu:

• toa i te whakataetae, kihai artist ki haina te kirimana;
• kihai kaiwaiata ki te uruhi i te kirimana rite ki ona ngā.

he nohopuku pūmanawa Hoki, i roto i te 10 ra. He okotahi, ki te hoki etahi take kumea te tūāpapa hiko i te whakatau-kaupapa. Mai ka hoki te moni, ki te nama rite ki te hua o te ngaro i te nui iti utu moni mo te whakamahi o moni. E kore tūponotanga e pā ana ki te mahi o hoa me te āhua. taurewa ngawari - he taputapu mō te whai wāhi i roto i te hinonga mākete, kahore ope ngaru.

I roto i nei hapai i tahatika

Sberbank, VTB - ngā whakahaere kāwanatanga nui, te tuatahi o e mau hoki ona ake pūhara hokohoko. he mea tika ki te tango i te tārewa i roto i te hanganga, e tohunga ana i roto i te pūtea o kirimana kāwanatanga whakarato tono. Katahi te tukanga tere me māmā ki te haere. I roto i ngā take pēnei, ko te mōkihi e whakaarohia ana o ngā tuhinga putu. Ngawari taurewa ki te whakarite i te kirimana - he hoki reira te utu pūtea o te hinonga, e kore he nui te moni ki te whakarite i ta ratou mau titauraa.

tuku reira e rua ngā o tono:

• he aho o nama ;
• he taurewa kotahi-wā.

Raina - te aroaro o te rohe rerekē i roto i i tika te kiritaki te ki te tono ki te whare nama, a kore tango iti ake ranei, a kia rite ki te roa rite e tika ana. hangaia te nama kotahi-wa e ki ūkui i te nui whakaae. I roto i te wā e rua, kei te whakahere pareparenga kiritaki i roto i te toronga whakapono pai o te hōkai o te moni e whakaarohia ana. I te paetukutuku Tāhuhu o Finance ko te whārangi ki te rārangi o kamupene kāri nama e kua tūtohutia hoki te moni ngawari. I te wa taua i reira he kore here hoki te pūtea tārewa i roto i te whakahaere ngā.

ko wai e tauturu i

Āwhina i roto i te whiwhi i te ngawari taurewa kamupene whai hua tīmata ona mahi i roto i te mara o kirimana tūmatanui. I roto i taua mea, tuku reira kaitohutohu pūtea, brokers. whiwhi ratou i te ōrau o te hoko, no te mea kahore tetahi mahi mō te kore utu.

E whakahaere ēnei tohunga i roto i te taha ki te maha o pareparenga me taea whakahere i te kōwhiringa pai, e hāngai ana i runga i nga paearu o pūtahi pūtea, me te ōrite ratou ki te kiritaki motuhake. E tuku resellers huihui, kahore he wa nui ki te rapu motuhake mō ngā rōpū e tika ana.