Tiaki Bank - he pēke arumoni āhua-fatuhia ranei?

OJSC "Sberbank" - ko te whare pūtea nui rawa i roto i Russia kore anake, engari ano hoki nga Kihi. He he whatunga nui o manga. Ko te mahi matua o te whakatü - ko te whakarato o te whānui o ngā ratonga haumi me te pēke ngā. Ko te pānga matua, me te hoki te kaiwhakaū o te whare pūtea ko te Central Bank o te Russian Federation. nona te reira i neke atu i te hawhe o te whakapaipai te hora me te wahi pōti. Mō 40% o nga hea e puritia e kamupene ke. Ei peresideni o te faanahonahoraa, me Tiamana o te Poari German Gref no.

He hītori iti

Central "Sberbank" anga tona hītori roto i 1841. Ko i taua wa te Hiha Nicholas 1 tukuna he tikanga i runga i te hanganga o penapena pareparenga. I whakatuwheratia kē te rēhita moni tuatahi i roto i 1842 i roto i St Petersburg. I roto i te 1987, i mahi i te reira rite te pūtake mo te hanganga o te pēke penapena me te moni o te taupori, tae atu ki ngā tangata ture. Ko te hanganga o te whare pūtea i 15 pareparenga i roto i te huru motu. ko te tino uaua taua wā ki te mea tino, "Sberbank" - arumoni tūmatanui ranei kautaha fakapa'anga. Mai te raumati o te tau 1990, i te tikanga o te Kaunihera Hupirimi o Russia, "National Bank" i mana mohio rite te taonga o te Russian Federation. Na roto i te mutunga o 1990, i puta ke te whare pūtea ki te CRA. I 1991, ko reira taea ki āta whakahoki i te pātai o "Tiaki Bank" - he arumoni ranei pēke kāwanatanga-fatuhia. I muri i te whare ka te taonga o te Central Bank, kua riro te reira i te mana e pā ana o takoki-kararehe pēke arumoni.

Taime o te raruraru me te āhua āwhina

Te wā taunoa i roto i 1998. Ko te whare pūtea pakari ki raruraru, e kore anake e whakanui ake utu mo ratonga, engari ano hoki i roto i te tautoko o te kāwanatanga. "Sberbank" mo te wahi tino ko te taonga o te Central Bank o Russia, e whakamārama moni o te kāwanatanga i roto i te mahi o te whare. Kua awhinatia te kaupapa rite whiwhi tautoko tahi pūtahi pūtea, me te i te 2008 raruraru tau. Na, i roto i te 2010, kua tino hurihia te pēke te Komihana e pā ana ki mōkete, me loans kiritaki me te motokā loans. Takitahi kiia i runga i nga reiti takitahi. Tenei āhuatanga ai fifi ka whakaaro te pātai rite ki "Sberbank" - arumoni kāwanatanga-fatuhia pēke, rite te institution tuku wā pou-raruraru, he tokomaha hōtaka painga ranei.

Bank waho Russia

I roto i 2012, te pēke nui rawa i roto i Russia kua riro kē te taitara o rangatira i roto i te issuance o kāri nama. Ko te rōrahi o loans i te wa i neke atu i te 150 piriona moni. I roto i te whakarara i kawea i roto i hoko o 7.6% tĭtĭ utu neke atu i te 5 piriona moni. Ko te whakahoki ki te pātai: "Tiaki Bank" - he pēke arumoni āhua-fatuhia ranei "takoto i roto i tona hanganga. E toru āpiti i roto i nga Kihi te whare pūtea. peka kautaha fakapa'anga o angitu mahi i roto i Ukraine, katatānga me Peraruhia. Māngai reira a roto i Europe. Tenei «Sberbank Europe AG» ki tari i roto i, «DenizBank» Austria ki tari matua i roto i Turkey me «Sberbank Switzerland AG» ki kanohi mōhiohio i roto i Germany. whakahaere o te kanohitanga reira kei roto i India ko China.

Ko te mahi o te pēke i teie mahana

Ko te whakahoki ki te pātai rite ki "Tiaki Bank" - he pēke kāwanatanga arumoni ranei, he kitea. ni'ai hanganga Commercial te tūranga ārahi i roto i te āhuatanga o te rōrahi o ngā rawa, me te pai kia rite ki te maha o ngā pūkete o kiritaki rangatōpū, o nei i reira e te iti rawa i te miriona nāianei. Ahakoa te meka e no te nuinga o te mahi "Tiaki" ki te Central Bank, tonu reira ki te tupu hei kautaha motuhake, pūkete reira hoki i te iti rawa 45% o putunga tūmataiti o te mākete motu. Na roto i te whare pūtea e pā ana ki 11 miriona iwi utua, kawea te tātai o penihana i roto neke atu i te 12 miriona te iwi. Kua whakapumautia e te whare pūtea te tikanga o 19,000 ATMs me 70,000 terminals ratonga-whaiaro puta noa i te whenua, me te kua tukuna i runga i te 30 miriona kāri. Ko te tokomaha o ngā kaimahi i roto i te tari matua mo te wa roa nui te ahua o 240 iwi. E 18 mano wae whatunga rohe. Te kaha whakawhanake tono "Sberbank Online" a "Mobile Banking". He kore iti iho i te 5.4 miriona kaiwhakamahi te turanga kiritaki o ngā pūnaha mamao.

tapeke

"Tiaki Bank", tona pūnaha ko te tino whānui, tuku he whānui o ngā ratonga whānui, mai i ngā momo rerekē o te nama, me te mutu ki te ratonga hokohoko. I roto i te kiritaki o te whare arumoni kore he takitahi anake engari ano kiritaki rangatōpū, e pūkete hoki 1/5 o te kōpaki taurewa. He rerekē rawa o ngā pūtahi pūtea e whai ake: taurewa kōpaki noho 71% (73% o te kōpaki taurewa - taurewa tukuna reira i runga i kamupene me ngā rōpū), peeke kōpaki hipokina 14%, moni i roto i ngā pūkete pēke me i te tari pouaka - 5%. Taunahatanga i te hanganga e whai ake nei: i runga i putunga o takitahi kiia hoki 46%, pauna i runga i ngā pūkete o kiritaki rangatōpū - 23% o ona ake moni i roto i te 15% me te interbank taurewa hipokina 11%.

Mana: "Sberbank o Russia" - he pēke arumoni āhua-fatuhia ranei?

He tautohetia te āhuatanga pakipūmeka o te take. Kia tamata o ki matau āta, "Sberbank" kāwanatanga pēke arumoni ranei. No nia i te momo o te mahi, me te pūtake o te katoa i tuhituhia i runga, he anake te hanganga mahi arumoni. Ki te whakaaro ki te ahua o te mana, ko reira te āhua. I te wa ano share whakapaipai, rite ki te taonga o te Central Bank, he hōputu taonga e hānga ana. pēke arumoni wahi puritia e te rāngai tūmatanui o te ōhanga. I roto i tenei take e kore e te kāwanatanga amo tetahi kawenga mo nga nama o te pēke, me te pareparenga o te nama kāwanatanga. Ko te take i whakarōpūtia te whare pūtea kei te rite kamupene tūmatanui, e ai ta tona hanganga arumoni. I roto i runga ki te maha rēhita o te hinonga, no reira ki te kāwai o te taonga Russian whakauru ki te wahi o te taonga e hānga ana.