Bank "Uralsib": tika whakatauranga i roto i te rangatira

Pēke ratonga tenei ra pai tata katoa. Otiia i mua i tahuri ki tenei e whakahaere ranei, ko reira hoki te timatanga o āta ako i te taumata o tona tika. E rave rahi te iwi whiriwhiri hoki ratou i te pēke "Uralsib". Reiti tiketike reira, meinga whakawhirinaki undoubted. Ko e mo'oni, ka rite ki o Hakihea 2016 ko ia i runga i te wahi 22 th o te tika i roto i 600 pareparenga i Russia.

mōhiohio whānui

Ko tenei - te whakahaere arumoni, e ko te nui katoa o ngā rawa, ko te 436 072 633 000 moni. I roto i te Noema, i te ara, te pai whakahaere nui haere e 0.43% (+ ko 1867111 moni ato'a), na e maranga ai i roto i te tūranga i tūranga 23 i roto i te th 22.

Tīmata i Noema 2015, i te pēke kaha toro rerenga parukore. Ranei, e kiia ana ko, te hauora pūtea o te whakahaere, e hāngai ana nei te i whakatikatika hanganga, te huri i te whānuitanga o ngā ratonga, me te nui atu. pau te āhua ki runga ki rerenga parukore, "Uralsib" āhua 81 piriona moni. A mana tenei tukanga e Vladimir Kogan, whai 82% o hea o te kamupene.

He take mō te whakawhirinaki

I roto i te whakahaere pērā i "Uralsib" whakatauranga pēke rawa totoka. Na tautokona tonu ia nga hua o ngā pokapū tātari. Tangohia, mo te tauira, Paerewa & Poors. Tenei ti'amâraa tātari i roto i te tihi toru nga ngohi o te arotahi i te taumata o te ao. Paerewa & Poors kua whakaritea "Uralsib" whakatauranga nama o 'B-' ki te outlook pai (te raraunga tino tata - 6/16/16). E ko, i roto i te parau tumu, ko te taumata o paku raro toharite (e paerewa o te ao), e kua te pūmanawa ki te riro nui teitei.

More pai ko te pēke "Uralsib" whakatauranga roto i nga kamupene e tukuna te maha rawa o te motokā taurewa. I roto i te 10 runga, ko ia i runga i te raina 9. I roto i te rārangi o te 15 ngā rōpū e kua whakaputaina te maha rawa o mokete i runga i te wahi 14 ko te pēke "Uralsib". Whakatauria reira tiketike rawa, a i roto i te rohe o te tuku moni - ko te whakahaere i roto i te runga 10 pai kamupene pūtea e whakarato te hōtaka tino pai mō ngā pakihi iti. Na ano hoki Mystery Kete Tohu Tohu whai tona mohio rite tetahi o nga tahatika tūmataiti pai.

tika te reira i tokanga makehe, me te whiwhi rongonui tenei ra, te vahi pūkoro. "Uralsib" kua tomo te toru runga i te mara o te pēke pūkoro. A riro ahau he utu Markswebb Kapa & Report. I roto i ngā o te haumaru me te haratau tomo te reira i te runga-10. Na katoa o tenei raraunga - pēnei i te tohu tika o te tika o te whakahaere "Uralsib".

hōnore

kia rawa ratou mea i te kupu torutoru. Wātea i taua kamupene rite te tautoko atu "Uralsib" pēke tika whakatauranga e te tohu motuhake Deutsche Bank AG me Commerzbank AG. E faataahia ratou ki te kounga tiketike o te mahi o ngā tuhinga utu i roto i te ūropi.

I tua atu, "Uralsib" mohio i roto i te 2015 nga tahatika kiritaki pai i roto i te āhua mākete konganuku utu nui. Ia ko ano hoki te toa o te whakataetae o te ao, e mohiotia ana ko te "Whakahaere Risk Best". I roto i te reira i reira he he torutoru kōharinga, ara "Uralsib" haere i runga i "pai hōtaka whakahaere mōrearea."

Ano, whai wāhi te whakahaere i roto i te mahi aroha. ka te kaupapa, whakaritea e ia me te pūtea o te tamariki "Wikitoria", tetahi o te runga 30 hōtaka pāpori i roto i te Russian Federation.

mōkete

I tčnei wā, he tino rongonui tenei momo o te taurewa. No te mea he tika whare mo te katoa, engari e kore e katoa e te whai wāhi ki te hoko i te reira. Heoi, i reira te mea he rārangi, e ngā te pareparenga e whakarato nga tikanga pai hoki taurewa mokete tukuna ki te hoko whare i runga i te mākete tuarua. Hakihea 15, 2016 ka haere mai te rongo e kua riro te "Uralsib" pēke i roto i te ana'iraa, e te mea e kore e kino - tomo te reira i te runga-10.

whakaarohia nga tikanga tino pai. Kua mohio te hōtaka pai kua ki te auau o 13.5%, me te takoha tuatahi o 10-30%. Ahakoa i reira e te tahi atu mau mana'o. "Mortgages mō te pūtea", mo te tauira, ki te auau iti o 10.8%. E nehenehe te reira ara raro hoki te iwi nei i whakamahi i te hua, "Uralsib" (kāri, hei tauira). Utu, ko te 20% mō ngā kiritaki whakawhirinaki me 40% - mo te hunga e tahuri ana ki te pareparenga mo te wa tuatahi.

Whakatairanga me te whakaongaonga e horo'a nei

I taea te kite "Uralsib" pēke whakatauranga roto pareparenga, he mārō. A pera maha whakahaere te whakahaere te momo o ngā mo ratou kiritaki.

Hei tauira, i roto i te Hakihea o te patunga "papa mō te kore utu!" Mai i "Uralsib" ko Samsung. Ki te mea ka puta te kiritaki te waea taurewa tupuni S7 mata S7, ka whiwhi i te papa PC tupuni Ripa A 7.0 ia he mea homai noa. E te ara, ka riro i te taurewa he hekenga o te 10%. Ko te auau, ko te 15.5% te tau.

E whakaratohia "rangimarie" atu mau haamaitairaa, me mau horo'a Moscow cardholders. Hoki a ratou, he wātea ana mō te ENEA free Skating ahua whakangungu me te tiakarete wera te maita. Ka taea hoki e tango i ratou wahi i roto i te tuhi o tīkiti ki te hui tino a Tūrongo, o te tau - Eva whakanui New Year o. Ka hoki nei kia tū i te ara maita.

Ko te torutoru noa tauira enei. I roto i te whānui, kahore he mea whakamiharo aha "Uralsib" tomo te 10 runga o nga tahatika tino aroha mua i roto i te 2016. he whakatauranga taua, i te ara, rawa.

He aha atu te mea utu i mohio?

Rota o nga mea ngā ki korero e pā ana ki te "Uralsib" pēke. A tuu i roto i te rangatira o te pai pūtahi pūtea o te Russian Federation ko reira tiketike, engari reira e ano he tūranga pai i roto i te tahi atu "runga" rārangi. Ētahi rārangi utu.

I roto i Noema o tenei tau, hei tauira, tangohia te whakahaere i te wahi tuarua i roto i te rārangi, i whakarārangitia pareparenga tuku kāri nama ki te pai hōtaka aroha. huaina te "Uralsib" tenei auau ko te "Home tika mō te tamariki". Ko te auau huamoni i runga i tenei kāri nama ko 28% te tau. Ngā me tikanga e whai ake nei: kua whakawhiti 0.5% o te moni i homai mo ia hoko ki te pūkete pēke o pūtea o te tamariki, me i reira ko te ako mo te whakapai ake o ngā āhuatanga ora i roto i te orphanages.

Ētahi atu "Uralsib" i roto i te Whiringa kua whakaurua kua i roto i te runga 3 kamupene whakarato i te tikanga pai mo te mokete loans ki moni kāwanatanga. Ko te auau, ko te 11.25% te tau, te utunga tuatahi - 20%, wā taurewa - 3-30 tau.

Ano, ngā te pēke i roto i te runga 10 kamupene, taurewa tarewa e te hunga te nuinga i roto i te tono mo te taupori.

He rota o mea ngā taea e koe te korero ki atu e pā ana ki te pēke "Uralsib". He aha te wahi i roto i te rangatira ko te whakahaere - ko te tino mārama. Na, i runga i te pūtake o te runga ake, ka taea e tatou e faaoti - ko te pēke pai, me te pono e taea tino te whakawhirinaki ki to ratou moni tenei. Na he maha piki haere o nga kiritaki ia marama, - he haamauraa tika.