SB Bank: wero tika whakatauranga

whakaturia SB Bank i roto i 1994 i roto i Moscow. Ko te whakahaere ko te kamupene matua o te rōpū pūtea, i ngā ZPIF whakarārangi "Mart Realty" ko SB Debt TT Limited. Ka rite ki te hua o toutou anō-waitohu o te whare riro te ingoa poto CB "SB-Bank." Kua pai te mahi te whakahaere rite te tipu, e arotahi ana i runga i kiritaki rangatōpū. ni'ai te reira i te wahi 80raa i roto i te tihi rau, me te tuatoru - i roto i te rangatira motu.

SB Bank: tamataraa

timata te ingoa o te whare ki te ma'ihia i roto i te mutunga o 2014, ka kua whakatotoka ana te tatau o IP me hinonga ture. I nga huinga, amuamu iwi e pā ana ki te utu kore whakaaetia CB te pahi Bank. tohu arotake kiritaki he maha nui o ngā raruraru e tika ana ki te mutunga o te utu o te takoha, te whiu hua me pahuatia whanaunga ki kaikirimana.

Ahakoa wahi o nga utu ano i kawea i roto i. January 14, 2015 haere te mahi, whakahau e Hakihea 26. E ai ki te ture i runga i te tauwhitinga tu i roto i hoki e toru nga ra. Nā ki te meka e kore e SB Bank hapai i utu, i akina atu te nuinga o nga kiritaki ki te whakarere i te whakahaere o ngā ratonga. I te wa ano, he tokomaha mōhio te huru hoa o te kaimahi e tohutohu i runga i te katinga o ngā pūkete, e kore te mea tino paerewa mō te āhuatanga rite tenei i.

Hohoro reira nga kerēme me te hunga e kua whakaritea e ki tonu te mahi ki "CB" SB Bank ". I hanga te raruraru, no te timata te whakahaere ki te huri i roto i te" Papatohu "tono i runga i te rā o te utu. Ko te pūnaha tohu te wa o te hanganga o whakahau utu, tango o tona tukatuka me te nama. e whakahoutia ēnei rā ia.

SB Bank ki raruraru utu tamata ki te whakaoti mā te whakatuwhera i te kore take ki te whakahaere ngā mahi. Hoki tenei whakaaro kua he pūkete hōu kua hanga 47418. kitea whakaaetia te reira mo te mahi, me te tono tangata ki te Central Bank o te mahi, engari e tika ana ki te kore o moni i runga i ngā pūkete kaituhi, kua oho enei whakawhitinga ki te kāri taupū motuhake. Whakahōu raraunga i runga i te rā, kei te ngana te pēke ki te whakaiti i te maha o ngā tono i roto i te kōnae. Otira ka tangotango te kōnae hangarau e taea te kite i te rā tūturu o te tuhinga hanganga. Ka rite ki te hua, ki runga ki Hānuere 27 i tino momotu i te pūnaha o te whakawhitinga hiko i te Central Bank te faanahoraa.

whakahau pānuitanga

Hei whakatika i tēnei āhuatanga, ki te aukati i te matamua o te whakapaipai , me te whakaiti i te tarepa supply moni, ka anga te whakahaere ki te whakahere tikanga takitahi i runga i ngā putunga. Ko te nuinga o te mau taata e kore nei i mohio e pā ana ki te raruraru, kua tomo ki te kirimana wā-pūmau hou. A, no ka mutu ratou wā kua, ka reira mārama e kore e SB Bank hapai i utu, a ka kore e hoki mai putunga. I taua wa whakahaeretia kē he whakahaere rangitahi.

Ko te rohe hou

i runga i te moni whakaurua here withdrawal i kahore whakamōhiotanga mua o te utu: i ATMs - 40 mano moni (ara ki te nama "Premium +") me te 100 mano - mo te tahi atu kiritaki. Hoki te hunga e hiahia ana ki te whiwhi i te nui, i a koutou i nga ra o te whakatakoto 100 mano I te māngai wa ano o te pēke tohe e kua tonu te here i runga i withdrawals moni. Just inaianei kua puta ke te rohe. I te 2013, kahore tono mua taea te nekehia atu kotahi miriona moni. I roto i te 2014, kei te haurua tenei nui, a i roto i 2015 moni ki 300 mano moni kua.

whakatauranga

Ko te meka e te faaruru i te pareparenga raruraru tere mō kiritaki maha ko te ohorere oti. Hoki i roto i 2014 te National Whakatauranga Agency Auau institution "AA-". kua I te mutunga o te tika o nga kaipupuri tau 'e tika ana ki te faafariuraa kua nui haere ki te whakaaetanga o te kaiwhakahaere o taurewa subordinated. I roto i te Hakihea ki te whakamutunga whakahau pānuitanga kaha kukume putunga i roto i LLC "SB Bank". tika Whakatauranga anake i te timatanga o 2015 heke ki te taumata "C". Otiia ara na nga puna tūmatanui i kahore mōhiohio e pā ana ki maumaui i roto i te mahi. Na reira, i whakaputa pūtea me ratou kirimana ki runga ki putunga.

ka haere mai Kiritaki ki te korero

E kore e hiahia ki te hoatu ake ratou whare tino, kua tuhituhi depositors he pukapuka ki te Central Bank ki te tono e kore e ki te liquidate te pēke. Kua kī te reira i te tirohanga e kua puta ake raruraru tere no te mea o te tiango o te moni motu, te whakanui ake i te auau refinancing. Otiia e kore e taea e ki te pahika enei huringa me te aromatawai ratou tūponotanga kiritaki noa. I roto i tenei āhuatanga, kia mau ai ki tetahi institution nama. Ehara i tika te whakakore i te reira. Otiia kihai i mahi i enei mehua.

arotake raihana

February 16, 2015 whakaputaina he tauākī e kukume te DIA mo te whakahaere whakaora i runga i ngā whaitake e kore te whiwhi. Na reira, i reira ko he whakatau ki te haere atu i te mākete te pēke mua. ka mawehe atu te raihana i te ra kotahi.

take

E ai ki te CBA, ko te kounga rawa rawa rawakore te whakahaere, kia rite ki moni e haumi tika whiwhi i takitahi. arahina tenei ki te mate katoa o te whakapaipai me te kore ki te whakarite i te herenga ki nama. Ano, kua whakaratohia te pareparenga tauākī teka e huna nga raruraru ngā. kihai i nga rangatira tamata ki te whakatika i te āhuatanga.

Ko te whakatūnga o te wa roa kua he wāhi kaha i roto i te whakawhitinga repo i runga i te utu kararehe (Moscow). rua rahua SB Bank ki te ū ki ona herenga i roto i te Hānuere 2015. moni nama Tapeke ki neke atu i te 2 piriona moni. Nā ki te peeke raruraru ōhanga devalued, e kua haumi moni. I hanga he karanga tawhē: i taea ki te whakaora i te moni me te haumaru i roto i te Central Bank te pēke. No te mea o enei raruraru i roto i te 2008, ka hinga Sviaz-Bank raro i te faaapîraa, ka kua "KIT Finance" Kua whakakorea.

I muri i te karanga tawhē anake ka whakahōhā te raruraru LLC "KB" pahi Bank ". Reviews whakaū o kiritaki e kua tamata kamupene ki te hoki i te moni. Ko te ōwehenga utu mo te whakatü ke ki momo. Mai i hoatu te pēke i roto i loans wā-roa ähua me ki hinonga ture, i hanga te rerekē haere iti o te kōpaki taurewa. haerenga, ngä pukenga o tere i tarahu kihai i mahi i te reira.

mea rangatira Bank e kua ara ake hoki o te wāriutanga o te raruraru here taurewa e hānga ana. hinga Hakihea 16 OFZ ki te paari i roto i 2028 mo te ra ki te 53% mua (Hakihea 2019) - ki runga ki te 65.1%. E ai ki te raraunga unofficial, moni dovnesenie i roto i te Central Bank moni ki neke atu i te 2 piriona moni. E fehangahangai pareparenga katoa e whakahaere i raro i hoko tuarua mai koeko ki e rua raruraru wā kotahi: whakatairanga i nga reiti o te Central Bank, ka whakapiki ake i te taunaha ki runga ki te utu kararehe. Tüturu i roto i te pēke te pahi 12% o ngä taunahatanga kua whai wāhi i roto i te peeke.

Na roto i te ture, ki te ki te pēke i roto i te rua wiki taea te whakatau i te mau titauraa o nama, kia whakakore i te Central Bank he raihana. He aha mau tupu.

te hokinga mai o putunga

SB Bank, te raruraru kihai i taea te noho, ka kia whakakorea i roto i rua tau. timata nga utu tuatahi ki depositors i runga i te 2 Maehe. Mai whai wāhi te pēke i roto i te pūnaha inihua tiakina, e taea te whiwhi kiritaki 100% o te moni tāpui, ngā e tona moni me ona hua e kore rawa 1.4 miriona. Moni. Ka te tuatahi kia utua putunga o takitahi. nui Tapeke o putunga he 21.8 Bln. moni.

mutunga

I te mutunga o 2014 i te raruraru tere pahi pēke he. Ka rite ki te hua, he maha pūkete o hinonga ture me kaipakihi takitahi kua whakatotoka. kihai i reira taea ki te whakahoki i te āhuatanga i runga i to ratou ake no te mea o te kounga rawakore o te kōpaki taurewa. peka te pēke pokapū ki te sanitize te whakatū.