He aha te mea he taurewa subordinated?

Definition: Subordinated nama - ko te ahua motuhake o te tuku moni, i roto i nei ki te whakahaere pēke, i whakatuwheratia i roto i Russia kore i muri atu i te rima tau ki muri, kukume rauemi pūtea o te Central Bank mo te whakatinanatanga o ona mahi mo te wā rawa e rima nga tau. Āhuatanga o tenei taurewa ko ōrau pūmau e kore e e huri i roto i te wā o te kirimana, me e kore e nui ake te tere o te refinancing.

Tikanga, utua te taurewa subordinated te he utu kotahi i muri i te paunga o te nama tonu rite whakaturia atu i roto i te kirimana, engari riro te okotahi he āhuatanga i reira i akina te pēke-nama te ki rawa ki te mutu o ratou mahi, tīmata i te tukanga toremi. I roto i tenei take, te kaituku tuku taurewa subordinated kore e rapua e i te pēke pēkerapu tarahu ratou moni tae noa ki taua wa rite, ka waiho tino makona ki te whakaritenga pūtea o te tahi atu moni katoa.

Āhuatanga: pēke Domestic te fariiraa i taurewa subordinated tino e taea te whakauru i ngā rauemi nama i roto i tona whakapaipai atu mo te wā o e rima nga tau, ki te hainatia te kirimana e ki te Central Bank mo te wā roa. Ki te mahue iti iho i te rima tau i mua i te utunga whakamutunga o te taurewa, ka taea e te nama whakamahi i te moni ki te whakapiki ake i te tika anake ki here. A i roto i te take i reira te nui taurewa, ko te neke atu i te 50% o te whakapaipai whare pūtea, kia whakaaro te taurewa pērā i pūtea whakaarahia.

Ngā: I tēnei wā, homai te taurewa subordinated kei i runga i te pūtake o te kirimana takitahi, te āhuatanga matua o e riro te aroaro o te tūemi motuhake e haere mai te taurewa me te moni rere pēke-nama kore e taea utu i mua o te hōtaka i waho tuatahi whiwhi whakaaetanga i te Central Bank. Just rite kaituku ai Central Bank o Russia whakamutu te mutu whakaaetanga taurewa i muri i te kawenata ki te nama o taua mahi kawe i roto i te tika tetahi huringa ki te kirimana ranei.

I raro i te ture o nāianei, ka taea e te pēke-nama whiwhi i te pūtea taurewa subordinated ki te he nga tikanga e whai ake nei wā kotahi makona. Ko te kupu, ko te wā utu me nui te wā-tau e rima, e taea e kore e puta ke te tikanga o te issuance o here nama i waho te whakaae i mua o te Central Bank o te Russian Federation, a kore e tukua ki te utu i tetahi wahi wawe o te taurewa te tinana tonu o te taurewa ranei, kua moni ki runga ki taua mea rere ranei. Otiia i ia te auau huamoni whakaritea i roto i nga tikanga o te issuance o te taurewa, me i whakaaetanga i waenganui i te kaituku me te pēke-nama tohu te ngoikore ki te whakaoti i tona arotake o te wā whiwhinga.

Ko te tikanga he taurewa subordinated tukuna e āhua i te taua tikanga rite tahi atu taurewa, me ngä päpätanga huamoni i runga i te momo o te taurewa ko tata hāngai ki te auau toharite o te huamoni i runga i ngā hōtaka taurewa taua. A ki te mea te pēke, ko te nama i roto i te āhua o te kaihau, ka e taea ki te tiki i to ratou moni i muri i kaihau ka makona i te toe moni te nama.

History: I 2008-2009, i roto i te wā whakapeka o te raruraru pūtea o taurewa subordinated e whakamahia ana ki te mau tonu i te pūmautanga o te pūnaha pēke Russian. E kore e whakamana i te tūranga o te regulator ki te ngā i te Central Bank me Vnesheconombank RUPO taurewa ki etahi whare nama Russian. riro te taurewa taua tuatahi te Agricultural Bank ko VTB, no te mea he tino hāngai ki te whakaritenga whakatauranga iti, me whakapaipai tahatika raraunga nui haere e takoha i ngā rōpū tuatoru me whai pānga ratou taumata o mahi.