NPF "Pākehā Fund penihana" (AO) ratonga painga. pūtea penihana "Pākehā" (NPF): urupare o kiritaki me ngā kaimahi

NPF "Pākehā" - tetahi o nga kau taki i roto i te mākete pūtea o te Russian Federation, E 1.8 miriona iwi nei kiritaki ka. A amo ana i roto i ngā mahi i runga i te mutunga o nga karere whakaaetanga me NGO runga Russian tangata inihua mo te 22 nga tau, "Pākehā Fund penihana" (NPF, AO) arotake te mahi o āpiha me te utu o takoha penihana e kore e huna - te tukutuku i reira e rua kiritaki makona, ka tangohia noatia atu pūtea.

Mai i te rēhita moni - i NPF

I te tīmatanga te pütea tuku ki a ia kia rite ki "moni penihana" me ngā ratonga penihana anake ngā. Mai 2012, te aho hua o NPF "Pākehā" e āhei tatou ki te whakahere kiritaki te mahi o te inihua, me te toko i te ora mo te reka katoa: i te mutunga o te paerewa kirimana Ops ki mahere penihana takitahi, me te rangatōpū, tae atu penihana consulting, whakatinanatanga o pēpi whakapaipai, penihana tahi-taurewa. Kei te tari Head te i roto i te tari Moscow, engari te geography o te kamupene hopu me ētahi atu pokapū rohe. E noa Reviews o NPF "Pākehā Fund penihana" i runga i te Ipurangi - i institution tino motuhake, te fariiraa i tono i kaimahi o nga hinonga metallurgical, kua meinga reira he kamupene inihua widebody, te taviniraa rite te kirimana takitahi me te āhua rangatōpū o te tono.

Fund hoa

kamupene matua ngätahi me te Foundation "Pākehā NPF" (matau arotake o ratou mahi e puta noa te ao), ko:

• Banks 'tuwhera' me 'Bean Bank "(" Discovery "whakarato he pūkete o nāianei hoki nga karere-kirimana," Bean Bank "- Retirement (NGO))," City Bank "," Pākehā Bank mo whakatikatika me Development Bank "," Renaissance Capital Bank "," Credit Europe Bank ".
• hoa Western: Morgan Stanley (American pēke arumoni, i te mea wahi o te kainga nui), Deutsche Bank - pēke German, māngai nui o te ao.
• kau taki Russian metalworking ahumahi - Chelyabinsk Ural me 2 Tube Rolling Plant.

Owners o NPF "Pākehā"

Te nuinga o hea te kamupene o, ara - 30%, i 2012 ka te taonga o "te Pākehā Bank mo whakatikatika me te Whanaketanga "(EBRD). Heoi, e kore e mahi o te pēke iti ki te hoko 1/3 anake o rawa APF, a i muri i te hoko, tahi ki te hanganga pūtea Chelyabinsk Pipe Rolling Plant hokona tetahi 25%.

Ko te kupu, ka anga te kamupene ki te pupuri te nuinga o nga rawa o te tahua (55%), i, i runga i te ringa kotahi, ki te whakawhanake i ōrite i roto i te taiao ā-(ka ke nga rangatira tetahi i muri i tetahi, kawea ratou haere ngā kaimahi hou me te kau muimui, ia o nei hiahia ki te whakatikatika mahi "tona akoranga"), a ki runga ki te tahi atu - ngaro te whakataetae o te tahi atu umanga i te taua faanahoraa pūtea ātaahua.

Heoi, e kore tenei i pā i te urupare o te hunga e whakawhiti ana ki NPF "Pākehā", - i roto i te whānui, arotake kiritaki nga mahi o te hinonga ture rite te tupu vitiviti nei, engari haehae te whakahe e pā ana ki te pehea, ki te tomo ki kirimana o āpiha inihua e kore e wehi ki te haere mai te kāinga ki pūtea pea, me te puka papû ki te ui nei whiriwhiri ratou ropu rite te ūnga o te whakawhitinga o te penihana haaputuputuraa o ngā rauemi.

Whakatauranga o penihana tūmataiti "Pākehā" Foundation o "Tohunga RA"

Ki te kamupene te kaha e whai wāhi i roto i te hoko o ngā hua pūtea me te inihua taupori Russian, e kore e wehi ki te whai wāhi i roto i te tūranga o te ti'amâraa motuhake tohunga, ko reira he pānga pai i runga i te āhuatanga i roto i te rōpū, me arotake o NPF.

"Ko te pütea penihana Pākehā" - tetahi o nga tauira tino Tūrongo o ngā umanga e whai wāhi i roto i te tūranga. Kua te kamupene kua whakatau e toru ngä pokapü matua: "Tohunga RA", "ti'amâraa whakatauranga motuhake" me te kamupene RusRating.

"Tohunga RA" mo tahataha me moni penihana tūmataiti he te uara taua rite te press: e kore hoki e rite ki enei "kaiwhakawa" o ngā mahi ōhanga, me te inihua e whakarongo anake ki aua rōpū e kore e e hiahia ana ki te whai i te rere kiritaki eu, a e kore e mea faufaa te reira e ara te pūmanawa ka whiriwhiri kairīanga ratou ake heke mai. 2015 whakaaetia te kamupene ki te farii i te kōeke teitei o te pūmautanga me te kaha i roto i te pūtea, me te inihua ratonga - A ++. Umanga e whiwhi i te taua kaute teitei, e tonu ataahua ki te iwi whānui - rite inaianei e piki te aufauraa i kiritaki whakarongo ki te whakaaro o te tangata o mua inihua e waiho ratou whārangi i runga i te Ipurangi.

Haere i te score teitei, "Pākehā NPF" arotake o ratou mahi i taea e tahuri i roto i te ahunga pūtea tika - i te tukutuku kahore amuamu i te inihua ki te meka i feaa kiritaki te pūmautanga o te kamupene ranei kihai i tino e to ratou whakaeminga o takoha i te kaituku mahi e i roto i te ringa pai.

Whakatauranga o te "Independent Republic o Ararata" - tatauranga nui mō te NPF katoa

A ahakoa e kore ko te pūmautanga o te Fund i feaa, ara i roto i taua kaitätari mana rite "Tohunga RA" kapa "ti'amâraa whakatauranga motuhake" aromatawai i te kamupene, he iti tahua 15 anake atu ataahua, ka whakaritea i roto i te faufaa i roto i te katoa te NPF o te Russian Federation i 2015 e, Heoi, kua i iti pānga i runga i te hanganga o te tauira noa o te whakahaere ( "Pākehā NPF" arotake e pā ana ki te āhuatanga pūtea i roto i te mākete, kua roaa pai te anake, a kua kï ratou whika, mo te tauira, 3.42% o te katoa hea o te mana i roto i te mākete me te 11 th i rōrahi o te faatuhaaraa penapena tangata inihua).

RusRating - he tohunga i runga i ngā kamupene pūtea Russian, me te ao

aromatawaitia Ngohe ko NPF me ētahi atu ti'amâraa tātari mana - RusRating. Kua whakawhiwhia te kamupene ki te kamupene i runga i te "ao" motu pūmau me te tukua kaha - AA. Ko nga mahi ao o te tangata ture he rawakore - i roto i te 2015 i whakatau tata i te reira tano - BBB, e auraa whakawhanake i te kuao whakahaere, e kore e taea e kī 100% angitu i roto i te mara ao o ngā hua rīanga penihana.

Ko te Internet o NPF e kore e kitea "Pākehā pütea penihana" arotake kiritaki i ētahi atu whenua - he tika ki te wahi iti mākete (iti iho i te 0.01%) me te tokomaha o nga tangata inihua, e i roto i te katoa e kore e nui ake 2 mano iwi tenei ..

A Kei te nuinga hāngai kaupapa here te kamupene o i te kukume kiritaki kāinga - he iti awa pārōnaki, engari nui māmā ona māngai tangata inihua ki te kawe i nga painga matua o te whakawhitinga i roto i te NPF me ki faaoti i te kirimana, i waho e tatari ana mo te whakaaetanga o te ture whakakore motuhake e uiui ranei.

Ko Ko te aha te wahi nui o penihana heke mai, me ngā kaiwhiwhi painga e kua mahue te "Pākehā" arotake NPF - mua (99.98%).

mahi pūtea o te hinonga ture JSC NPF "Pākehā PF"

E kore te mea uaua nga mahi o NPF "Pākehā" arotake kiritaki i runga i te tukutuku ki te kitea - he reira tetahi o nga kau taki mākete me te kaha waitohu pīsopé, a whakaae NGO kore anake ki te iti te maha o nga tangata inihua (hei tauira, kia rite ki te mahi i nga moni tūmataiti hāngai e rapua e ratou kaimahi ki tenei kamupene i runga i te pūtake o te whakawhiti noa-mātua ratou penapena ki te tahua rohe tautoko ranei), a ki te rängai whanui o kiritaki - ki te whakawhiti ratou takoha penihana he tangata katoa o Russia.

Tau o kirimana, nui haere te mahi te whakawhetai ki te mahi ruruku o āpiha inihua, he pānga i runga i NPF pakihi.

I roto i 2015, i te penihana putu e te waho i te käwanatanga, kua riro i haina neke atu i 2.368 kiritaki i te kirimana o te inihua penihana mātua, me 1921 iwi mō te whakarato i te kāwanatanga-kore. Ko te nui katoa o moni, i hāngai nei i whakarite ratou mau ohipa ki te tangata inihua, moni i te mutunga o te wā o mua 49 319.04 mano moni Ops me 15 586.29 mano moni - .. hoki NGO. Ko te tohu pai tenei, me te pānga o te inihua mo ki kiritaki pea, me te meka e kua mutu kē pūtea te whakaaetanga i runga i te whakatinanatanga o te fafauraa i te "Pākehā" (NPF) Arotake anake pūāhua pai.

Ko te angitu pūtea o te hinonga ture "Pākehā PF" i runga i nga kirimana o nga tangata inihua, e whakawhitia te wahi Whakaemiemi o te penihana, kua te u kua wā nui: i roto i te 2015 kua tae te auau huamoni 13,63%. Hoki whakarato kāwanatanga-kore o te moni i roto i te tahua "Pakeha" moni ki 15,64%.

E ai ki ngā tatauranga i te kamupene renkingovyh, te tātari i te wahi pūtea o te tahua, i roto i 2010-2015. te nui o takoha penihana inihua hinonga whare pūtea nui haere e 101,4%.

Urupare i te hunga e mohio ana he aha te e korero ia. e aha kaimahi pūtea koutou kamupene?

Ahakoa te meka e te whakaaro i runga i nga mahi o tetahi kamupene e whakarato ratonga ki te iwi whānui, ka taea e hanga anake te whāinga i te kiritaki, ka tono ano ki te hinonga ture, i te pai rawa o tangata NPF e piki tahuri ratou whakarongo ki te arotake kaimahi ratou. Ko e tika ana ki te meka i ki te huru haepapa ki te whakahaere ā-o te u tëtahi i te taiao atawhai i roto i te kapa, a hoki pānga te ara e hiahia ana āpiha inihua ki whai wāhi ki te whanaketanga o te kamupene, me te ake whai wāhi i roto i te hoahoa hangarau mo nga Ops me nga kirimana NGO tenei .

Mahi NPF "Pākehā", arotake o nei e whakanohoia ki runga ki te Internet e kore he nui rerekē i te mahi o māngai i roto i te tahi atu kamupene kāwanatanga-kore - me i konei me i reira ngā i roto i te titauraa o te insurer te whakatairanga kaha o ngā hua penihana, me te kiritaki tohutohu e kua whakawhiti kē ratou penihana haaputuraa i roto i te whakahaere. E mea pinepine e takoha ratou ki te hanga mea ta'ero nga fare, rite te rere kiritaki hou e kore e taea ki te whakarato 100% mahi o te mahi pakihi tonu.

Mō NPF "Pākehā" arotake o te kaimahi e kua oho ki tetahi atu kamupene, unflattering - amuamu etahi e pā ana ki te roa o te utu, ko te atu - ki te Käre e te āhuatanga i runga i te wahi o nga mana, e kore e hiahia ki te whakarongo ki te whakatika i te kairīanga, i rahua ki te kukume kiritaki hou. Otiia e kore e tenei tikanga e te huru ā-i roto i te kapa, "kopa" - e makona ki to ratou wahi nāianei mahi te nuinga o ngā kaimahi. Te mahi mahi pakihi pakeke nga wahi katoa, ahakoa pareparenga ranei ētahi atu whare pūtea, me te mahi i te mahi ma aua ki te taiao e māhorahora ana e taea e kore utu nga kamupene.

arotake NPF "Pākehā pütea penihana" tokotoko e amuamu e pā ana ki te tupuraa-kore o te mahere e ki pūkete anake, ki te te mana o ratou whakaritenga. Heoi, kahore o ratou kerēme ki te 100%, e ko te wahi kino rawa o te mahi - kua hanga te kamupene nga tikanga mo hoko kaha, whakahaere trainings, me te whakangungu kaiwhakamahi hou, ki te hanga ātetenga, a he rite ki te tautoko i te hunga e e taea ki te whakatairanga i ngā hua rīanga. Ko, pērā pareparenga me microfinance i NPF katoa he reira uaua ki te whakatutuki i hua i roto i te mana kore kaimahi te hanga kia kanapa - te nuinga o te kāwanatanga nohoia e kaihoko mō ngā tūranga kaiārahi tohu iti iho i te 5% o te rōpū katoa.

Ko te hunga e kite ratou heke mai i roto i te pokapū inihua te APF ranei kia kia mateuteu ki te whakarite kia ki te kaihoko i waho te pūkenga haere atu hei māngai he pea ki te angitu.

urupare Kiritaki e pā ana ki te mahi o te "Pākehā"

e kore te te kamupene pērā i te "Pākehā Fund penihana" (NPF, AO) arotake i runga i te tukutuku e pā ana ki ona mahi huna - Kaupapahere tūmataiti i roto i te pēke, me te kore kua whai hua ake pakihi penihana. Engari, he tino hiahia i roto i te āhua o ki te tiki i te mōhiotanga mōrahi o te hinonga ture, e kite ratou rite te ūnga whakawhiti ratou penapena policyholders pea.

Otiia e kore e tonu maia oti ko te mehua o te mahi tika. I roto i te rerekē, te mahi o te moni, me te maha ētahi atu whare waho i te käwanatanga, inihua, aue, e kore e kitea te tautoko i roto i neke atu i te 20% o kiritaki. waiho ratou tauākī unflattering, i roto i ngā te meka e te urupare kiritaki "Pākehā Foundation" (NPF), e hiahia ana ki te tiki i te kāri mo wāhi ki te pūkete whaiaro, wareware noa. Tenei take ko te amuamu matua i roto i te tahi atu arotake o tangata inihua, i mahue ratou i runga i te Ipurangi.

Ko te rua o tūemi tino rongonui e kore e hāngai kiritaki he māngai haerenga whaiaro. Tenei tikanga o te hoko hua inihua te tino rongonui ko i te moni kore-tūmatanui, e, pērā pareparenga kore e he rārangi o rau o kiritaki hiahia i roto i te whakawhiti o penapena i te kaituku mahi,. Engari, i akina nga āpiha ratou ki te titiro mo te kiritaki te whakamahi i ratou turanga, me ngā hōtaka, engari, i roto i te rerekē ki te waea putaatu, e ki ngāwari hoatu kiritaki ake haerenga whaiaro - te ara whai hua te nuinga o hoko pīsopé me NGO.

NPF "Pākehā pütea penihana" arotake kiritaki i runga i te take o te fakafisi o te hua inihua e ki pūkete, engari ka me āpiha inihua makona whakaritenga atu pākaha.

I roto i te āhuatanga pai - te uru nohopuku mā kāri kiritaki whaiaro, te arotahi ki te paerewa Pākehā o te ratonga, me te wā tautoko te tauturu tēpu tohu.

He aha e tiai NPF "Pākehā"?

Ahakoa te meka e te tukutuku e pā ana ki te mahi o te maro arotake "Pākehā pütea penihana" kiritaki mahuetanga, te kamupene mahi i roto i te mākete ki te angitu mahino, ka haere tonu ki te whakawhanake i ona mahi i runga i te mutunga o ngā tiriti Ops me NGO.

Mō te meka e pai kia mate kore hoki ia ki te manukanuka i te raruraru ōhanga - he "urunga" pūtea ka tukua te hinonga ki te whakatau ona herenga, me te hua on i roto i te maha o kiritaki ki te kukume atu ara moni te kamupene.