Ka taea e te tiki ahau he mokete, kahore he utu ki raro i roto i te Tiaki Bank?

Mortgage taurewa - ko reira inaianei te puka tino noa o te hoko kāinga. Heoi, ka rite ki te tikanga, e hiahiatia ana te whakaeminga tuatahi mō ngā pūtea taurewa whare. E ai ki nga hōtaka ngā o te mokete tuku Sberbank ki te whiwhi taurewa tika ki te whai 15-25% o te utu o te whare. Mau utuafare e kore e nei i penapena, o te akoranga, e miharo ranei e taea te tiki e koe i te mōkete, kahore he utu ki raro i roto i te Tiaki Bank.

Me pēhea te ki te tiki i te mokete kahore utu

Kia aroha mai, i reira he kahore taurewa whare Sberbank kahore haumi tuatahi, a ko te mārama tenei. e kore e Banks hiahia ki te aituä hoatu he nama ki te uara katoa o te taonga. I muri i te katoa, i roto i te take o te kore, ko te reira pea e ka hoko whare i hokohoko i utu mākete.

Tonu, i reira he kōwhiringa mō pehea ki te tiki i te mokete kahore he utu ki raro i roto i nga Tiaki Bank:

• hōtaka mokete e hānga ana mō ngā whānau taitamariki;
• mokete whakapaipai whaea;
• refinancing;
• mōkete hōia.

hōtaka mōkete Federal

hōtaka State ki te tautoko i ngā whānau taitamariki hanga reira taea ki te tiki i te mokete kahore he utu ki raro i roto i te Tiaki Bank. Ko te tikanga mo te faaipoipo i reira kotahi hoa ranei e kore pakeke atu i te 35 tau e rua. Ano, hoki te matua kotahi ki te tamaiti (me te huru taua). kia te utuafare i roto i te rārangi motuhake ki te whakapai ake i te āhuatanga whare.

I raro i nga ngā o tenei hōtaka, e hāngai ana i runga i te pūtea tāpiri i te āhua i roto i te nui o 35% ranei 40% o te utu o te whare i hokona. I roto i te 2016 ka fuoloa ko te moni āwhina ki e pā ana ki tetahi miriona moni, ki te he e rua tamariki, 800 mano moni mo te whānau ki tetahi tamaiti, 600 mano te whānau, ki te reira he kahore tamariki. Tenei āwhina āhua, ka taea e koe te whakamahi i hei utu o nga moni taketake.

Ki te tutuki te hapu nga whakaritenga o te hōtaka kāwanatanga "whakarato whare mō ngā whānau taitamariki", ka waiho i te reira i te ara pai ki te tiki i te mokete kahore he utu ki raro i roto i te Tiaki Bank. Ko te auau huamoni i runga i te pūtea taurewa ka fuoloa ki 10.5% ia tau, te nui taurewa - ki runga ki te 8 miriona moni, te wā taurewa - ki runga ki te 30 tau.

Mortgages ki whakapaipai whaea

Ko tētahi atu kōwhiringa ki te tango i te mokete ki kahore he utu ki raro - ki te whakamahi i te whakapaipai whare kōhanga hei utu o penapena. Tenei ara ka taea e koe te whakamahi i ki te hoko rite te whare tuarua, me ngā whaitua i roto i ngā whare hou, me te i roto i ngā whare i raro i hanga. kia hipokina moni whakapaipai Maternity i te iti rawa 15% o te utu o hokona e te taurewa whare.

wā taurewa, pera i roto i te nuinga o ētahi atu hōtaka - ki runga ki te 30 tau. awhe rahi taurewa i 300 mano ki te 15 miriona moni. Ko te auau huamoni - i 12,5% te tau.

Ko te rongonui tino o nga ara katoa ki te tiki i te mokete kahore he utu ki raro i roto i te Tiaki Bank tenei kōwhiringa. Reviews mea e he reira rawa tūturu.

Mortgage hōia

whakaratohia te reira i te kaiuru anake o te pūnaha motuhake o te whakarato hōia ki whare. I raro i tenei hōtaka kia hoko whare i raro i hanga, me te whaitua, te whare noho ki te whenua, whaitua townhouses ranei i roto i te mākete tuarua.

Tenei taurewa whare - he pea tūturu o te hōia tango i te mokete kahore he utu ki raro i roto i te Tiaki Bank. I raro i te hōtaka o te mokete hōia e taea te tiki i te nui ake ki te 1.9 miriona moni mo runga ki te 15 tau.

refinancing mōkete

Ratonga refinancing pūtea taurewa, ko te tino whānui i enei. I tua atu taea reira ki a koe te tiki ngā moni atu whakamarie, he mea hoki he faingamālie ki te tiki i te mokete kahore he utu ki raro i roto i te Tiaki Bank. whakamahi Reviews tenei ratonga atu maha pai. Ko te mārama tenei, no te mea ka tuku ki kiritaki whiwhi i te mokete i roto i pareparenga nui rawa te whenua a hoki ake ki te 30 tau i te tere utu pupuri o 13,75% te tau ki ngā utu ngāwari.

I roto i tenei take, refinancing - tetahi o nga kōwhiringa torutoru mō pehea ki te tiki i te mokete kahore he utu ki raro i roto i te Tiaki Bank ki te tangata kotahi.

Whakaritenga mō ngā kaitono e

Kiritaki hiahia ki te tango i te mokete kahore he utu ki raro i roto i te Tiaki Bank me te whakatau etahi whakaritenga:

• tau i 21 tau ki 75 tau o te tau (te mau utuafare taitamariki - ki runga ki te 35 nga tau, kaitono ki kahore he whakaū moni - ki runga ki te 65 nga tau);
• wheako katoa o tau kotahi, te roanga o te marama i te iti rawa e ono o muri;
• tangata i raro i 27 tau o te tau e kore e ngohengohe ki te pīra.

ki ngā whakaritenga hoko whare

e kore kia taumautia rawa riro i roto i te manakohia o ngā rōpū tuatoru. mana o te reira kia rēhita mana i roto i nga whekau Rēhita Russian.

He hoki ngā whakaritenga mō ngā momo rerekē o te mau fenua.

Ki te korero tatou e pā ana ki te hanga i te tahi mea:

• kakahu e kore Me nui 40%;
• tau - iti iho i te 45 tau;
• e rima, neke atu rānei patunga;
• Me kia kāwanatanga whawhati tata-kore;
• Ko e kore e kore te whare rakau pa;
• īnaki whakauru, whakarewa raima ranei;
• turanga pereki, tāpa raima ranei;
• wāhi i roto i te kainga ki te peka o te Tiaki Bank nāianei.

Apartment:

• hiko e hiahiatia ana, whakawera, supply wai;
• whawhe Kāore me te papa whenua;
• kia whakahounga ka rēhita mana;
• kīhini motuhake me te kaukau;
• tatau, matapihi, tuanui me te paipa wai e rai.

whare noho ki te whenua:

• wāhi i roto i te kainga ki te pūnaha hanganga whakawhanakehia, me waiho he maha atu whare;
• tomokanga ki te whare, me te whai wāhi ki te noho mo te katoa o nga tau;
• pūnaha supply mana e hiahiatia ana, whakawera, wai, kōrero katoa;
• amo pereki mau, pereki, sima turanga raima ranei;
• momo o te whakamahi o te tuhinga rawa - mō te hanga whare takitahi dacha hanga ranei;
• Me rēhita ngā oti i roto i Regpalate.

Ko te mōkihi o ngā tuhinga

tuhinga kiritaki:

• kōtaha o te tangata tūturu kaipakihi ranei mo te taurewa;
• uruwhenua nama, hoa (s), tahi-kaitono e;
• he tiwhikete faaipoiporaa te tauākī e kore he faaipoipo te kiritaki ranei;
• tiwhikete whanau o tamariki;
• mo ia tahi-nama e hiahia ana tohu o hononga;
• tiwhikete o te mahi;
• tuhi i runga i te moni marama toharite mō te marama e ono o muri;
• tiwhikete mō te matkapitala me te tuhinga i te Fund penihana, whakau ana i tona toenga.

Tuhinga runga i te taonga i whiwhi:

• tuhinga whakau rangatiratanga;
• tuhinga-turanga mo te tika ki te taonga;
• he wāhanga i te Unified State Register e kore te te taonga mafasia e te taunaha;
• aromatawai motuhake o te uara o hoko whare;
• cadastral me uruwhenua hangarau;
• taumira o te kaitiakitanga;
• whakaae o te hoa faaipoipo (s) mo rēhita o te taunaha.

Tuhinga runga te wahi o te whenua, me te whare tūmataiti:

• Tuhinga runga i te taonga;
• tuhinga-turanga i runga i te taonga;
• cadastre me uruwhenua hangarau i te kāinga ;
• tuhinga mō te hanga i roto i te ahunga whakamua (ki te tetahi);
• he wāhanga i te Unified State Register e kore te te whenua, me te whare e takoto ana;
• uruwhenua cadastral o te whenua;
• tata o te wāriu mākete o whenua me te whare, i hanga e te tohunga motuhake;
• whakaae o te hoa faaipoipo (s) ki te whakawhiti o taunaha ki te taha o te whenua, me ngā āhuatanga ki runga;
• he tiwhikete i te tari o te tupato ai, e tiaki o te taea o te kaiwhakakapi.

Ko te kupu, ko te taea o te hoko o te mau fenua i waho te penapena taketake kore e wātea ana ki te katoa. I roto i te tikanga ki te kitea i roto i rite ranei e taea te tiki e koe i te mōkete, kahore he utu ki raro i roto i Sberbank kiritaki ngā, hiahia ki te waiho i te tono whaiaro ki te peka pēke mo te kōrero ki te mātanga.