Refinancing Mortgages: Banks. Refinancing he mokete i roto i te "Tiaki Bank": arotake

Te whakanui ake moni i runga i ngā hua nama pēke e aki kaitono ki te rapu tono whakataetae. Na roto i tenei refinancing te piki haere te mokete. Otiia i mua i te whakaae ki te tono i taua, ko reira e tika ana ki te kitea i roto i, me te ranei e painga i roto i te mooni ratou?

Ngā take mō te Refinancing

Refinancing he mōkete ko te whakawātea o tetahi taurewa ki te ngā pai me tikanga, te whakaaro o te mea ki te kati i te taurewa whare ngā. E faatiti'aifarohia te taahiraa taua e te hunga e whakapono ana te tono o ētahi atu pareparenga tua pai ki nei kua ohauru ratou ki reira.

tukuna Ki mua mokete loans i 13% te tau, engari inaianei whakahere nuinga pareparenga te mahi taua kē i 10-11%. Noatia, ka waiho iti he mōkete taua. Na reira, kei te tīmata kaitono ki te rapu hoki whaitake he pūtahi pūtea e ka e taea ki te refinance ratou. Mai te pareparenga he i roto i kore hohoro ki te hanga hou i loans ngā, te rapu hoki ara o refinancing meinga te whakatau arorau, me te tika.

Hoatu te wā, e kua tukuna taurewa whare, refinancing he mokete he tino pai. ka tauturu i te auau tapahia ara o te ōrau e rua i roto i tenei take, nui penapena. Ki te he iti te ōrau rerekētanga, he pai e kore e perekreditovyvatsya. I muri i te katoa, ka rapua e te refinancing he mokete ki tetahi pēke me ona mau hopearaa katoa: rēhitatanga o inihua, utu utu katoa e hiahiatia ana me te kōmihana. A e kore e ti'a ia tatou ia e wareware te nui e kia pau pūngao me te wā.

Tikanga mō te refinancing

Hei whakahere matou kiritaki refinancing he mokete e kore e taea e pareparenga katoa. E pā ana tēnei tuku ki tiketike-mōrea, reira, hoki hiahia te issuance o taua taurewa rahui atu, me te hanga i te reira e kore ko te kaha moni ia.

Ahakoa te meka e te āhuatanga pūtea o te nama whakamatauria i roto i te hoahoa o te taurewa whare, refinancing he mokete ki ka rapua e anō-whakamātautau tetahi pēke.

Whakaritenga mō te refinancing

Ka rite ki ki tetahi taurewa, i te tuku ki te hītori nama he nui. I tua atu ki te mōkihi paerewa o ngā tuhinga e hiahiatia ana mō te tono mō te rēhita o te taurewa, ka rapua e te pēke he kirimana mokete whaimana me te uiui e pā ana ki te ngaro o te tupuraa tōmuri, me te ihupuku o herenga i runga i te pūtea taurewa. Ka Me hoki koe i te whakaaetanga i tuhituhia o te moni o nāianei ki te utunga wawe o te mokete.

whakaritenga Kiritaki

Me kore whakaputaina iti iho i te 1 tau i mua i te taurewa mokete nāianei, me te i roto i te whakamahi o taurewa whare e kore kia whakaaetia utu tōmuri. Ki te whakaaro tatou te refinancing o te mokete i te Tiaki Bank, kia tuhia te reira ngā tino ataahua. Tenei e tika tatau i runga i refinancing taea ahuru ihupuku anake.

tikanga Various moni

Ko te take ki te taketake loans whare, ki te whakarite refinancing te mokete rite, e rapu whakakapi turanga, e te kaimahi rite te taonga riro pareparenga. Hoki tenei take, ka hiahia te kiritaki ki te whakarato i ngā tuhinga e whakau i tona āhuatanga pūtea, me te mutunga o evaluators, i runga i te utu o te whare.

Mai i te pēke e puta te mokete, ka rapua e te reira i whakaae ōkawa i roto i te tuhi ki te kati o te mua taurewa o hōtaka. Te kaituku, hiahiatia hanga atu refinancing te ki te whakawhiti i te moni ki te pūkete pēke e hiahiatia ana, e te tikanga ina riro koe i te katia te taurewa, me te tango i te haumarutanga o te whare noho.

Hoki te wā poto i roto i i nekehia atu te institution nama kei i te taunaha o taonga, a kahore e te tahi atu whakaritea, ka whai i te kiritaki ki te utu teitei moni i runga i te pūtea taurewa. he mehua taua ko te ahua o te inihua mō te pēke refinancing. I muri i te tahi atu haumarutanga katoa i runga i te taurewa ano. Ko te taenga atu ano te rēhita o te taunaha, ki te tīmata whakahaere i te auau huamoni iti.

tono mō te mokete moni pea

Ko te hunga e faaoti ki refinance te mokete, ko reira pai ki te pānui i te-tono mua o te maha pareparenga. ai ratou rerekē i te tawhā e whai ake nei:

• päpätanga huamoni;
• ngā nama;
• te nui o taurewa.

He he kotahi anake te huru pumau e hoatu moni katoa. āwangawanga te reira i te whakaaro taurewa, tonoa nei anake ki te utu tonu i o te mokete ki tetahi atu pēke. Na te tahi mau taime e tohaina te moni anake hoki utu o te tumuaki me te moni, me te tahi atu utu whakahauanga ki te nama ka hiahia ki te utu i wehe.

Ko tā tētahi atu kōwhiringa refinancing te utu e kore e anake o tumuaki, engari te utu o te moni, me te tahi atu utu taurewa. Iti maha nui nama puta te nui o utu i runga i te whakaaetanga mokete nāianei. I roto i tenei take, te kiritaki kua te tika ki te whakamahi i te toe moni e pai ai ia.

Ko te rerekētanga o reiti

taurewa Mortgage tā nui o nama, na i mua i te whiriwhiri koe i te pēke, e hiahia ana koe ki te āta titiro i te tono katoa a kihai tango i te wa ki te whai hua tātaitanga.

Patua ana e pareparenga loans taea te whakaritea e rua me reiti tere. Ahakoa he mārama te ingoa e tonu mo te wā taurewa katoa tonu te tuatahi. Ko reira tino watea, me te taea ki a koe i mua-mahere whakapaunga.

E rua ngā wāhanga auau Māngi: whakaritea me te tāupe. ka noho tetahi te taua, me te tahi atu tei runga i ngā āhuatanga o waho, ka e kia tohua i roto i te kirimana. Hoki te RUPO mokete tangohia Tātaihia māngi rate te whakamahi i tohu Mosprime, e tika ana ki e taea rerekētanga puta i runga i te rā.

Me ki reiti pēke, i reira te mea he auau refinancing whakaturia e te Central Bank. Ko te taputapu matua ki te whakahaere i te moni nama e whakamahia e te e te Central Bank o tuku ki pareparenga tenei. Ko te kaupapa ki te huri i tenei auau, engari e kore e neke atu i te 1 te wā ia tau.

mōkete Moni

Ko maha e kore moni mokete refinancing pai. Credit i roto i ngā tuhipoka moni ke kia mea atu ātaahua i te wa o te rēhita, engari he iu te mākete moni, a matemate ai te āhuatanga huri i tetahi wa. I roto i tenei take, ka whakapiki ake i te utu.

I roto i ētahi wā, whakaae pareparenga ki te huri i te moni taurewa, engari i haere mai ki runga ki e kore katoa te mea tenei. Ae, a konei ka whakawhirinaki nga mea katoa i runga i te nama ngā.

momo o refinancing

Te huri i tetahi taurewa ki tetahi, a ka taea e koe te huri i ona tikanga taketake. Hei tauira, ki te whakaiti ranei ake i te wā o te mokete, ki te whakakapi i te moni taurewa, i te raro te auau huamoni ranei whakaiti i te nui o ngā utu ā-marama.

Ko te pai iti rawa te kōwhiringa muri, mai nui haere te whakaiti o utu herea wā mokete, a, no reira, te nui o te tuhene ki runga ki te taurewa.

e horo'a nei o pareparenga

Ko te tino pai ko te refinancing o mokete Sberbank. arotake Kiritaki e pā ana ki tenei whakahaere te nuinga pai. Refinancing Ki te whakaaro ki te wahi katoa o te nama ki tetahi pareparenga, me te wā taurewa e taea tae 30 tau.

Ki te kore e nui ake te nui o te nama 1.5 miriona moni, hanga ana e ia te tikanga ki te tono ki te "RosEvroBank". te wā kirimana ko te 20 tau, engari titau utu o te utu o 0.8% o te moni whiwhi.

Refinancing he mokete i roto i te "Bank o Moscow" he taea noa ki te nui iti o toe nama, me te ōrau tino iti o 11,95-12,95% me te wā roa-ki 30 tau.

I roto i te wā i reira ko te tino nui te mokete, haere mai ki te āwhina "Absolut Bank". mahi reira ki loans o runga ki te 15 miriona moni. wā taurewa ki te 25 tau. Engari ka Me ki te whai inihua i te kiritaki me te utu o te kōmihana.

E kore e whakawhirinaki koe nui rawa i runga i te faitotonú me mārama o ngā pūtahi nama. Kihai i korerotia pareparenga katoa i runga i utu tārewa katoa i raro i te kawenata nama, e ai i roto i te meka huna i te rota o herepata. Na reira, i roto i te whakatau i runga i refinancing, tono katoa mo ngā kerēme inihua, kia tirotiro utu o utu i roto i te taipitopito, a na i runga i. E., e kore e nga painga e hiahiatia ana whakamatauria ki te kia pohewa.