IBAN - he aha te mea te reira? International Bank Tau Pūkete

I roto i te hapori hou, kua riro whakawhitinga ao rawa rongonui. Ko reira kahore he mea ngaro e ko reira watea atu ki te kawe i roto i to ratou pūkete pēke. A, no te hiahia koe ki te tiki i te whakawhiti i te EU me te Rohe Ōhanga Uropi, me pera me etahi atu āhua, ui te kaituku waehere IBAN koe. He aha te mea te reira, a he aha te mea te reira hoki?

tu whakarāpopototanga IBAN mo International Bank Pūkete Number. Tenei te tikanga e ko te reira i te waehere noa e whakahaere ana i runga i te tūāpapa o te ao. Kei te whakaritea te reira i rite ki te paerewa o te ao manakohia.

painga whakaaro me te matua o IBAN

IBAN (tau pūkete pēke ao) ka hiahia koe ki te whakatau koe ki te hanga i te whakawhiti moni ki te whakawhiti ki te pūkete pēke kei roto i te whenua o te EU EEA ranei, i roto i etahi atu āhua ranei. Ka taea te kitea te tau waehere mā te tuku i te tono ki te kaiwhiwhi o moni.

Ki te kore tohua waehere i roto i te tuhinga utu hape tuhituhi reira ranei, e kore e te kaiwhiwhi riro te moni. ka hoki hoki ratou ki te kaituku, engari e kore e roto i ki tonu i, me te kupenga o utu pēke. Whakahau e pā ana ki te tohu o IBAN i katoa whakahau utu i roto i te utu i roto i te moni ke i roto i manakohia o te EU pūtahi pēke kiritaki me te EEA timata tona mahi i Hānuere 2007. Na whakamahia tenei waehere e i roto i neke atu i te iwa tekau whenua huri noa i te ao.

whakarārangi tatou i nga painga matua o te whakamahi i tenei ID:

• whakaturia pūkete pēke e rite ki te paerewa noa;
• haere aunoa whakamanatanga o ngā pūkete pēke;
• i reira ko te whakapai ake i te kounga o te ratonga kiritaki ;
• reira he he tukatuka aunoa o utu;
• Ko tere utu, me te utu ngā mahi mo te taha kiritaki iti te;
• he hekenga i roto i te tūponotanga o hape i hanga e te kaiwhakahaere, ka hanga i te whakawhitinga.

Ko te hanganga o te waehere

A feruri i te hanganga o IBAN waehere. He aha te mea ko te he tenei pūtāutu ki te āwhina te whakatau i te wetemunatanga pūāhua pūrārangi me tau, o nei te titoa ai. Ko te maha o ngā pūāhua ki 34, me ia o ratou kua etahi mōhiohio:

• Ko te pūāhua e rua tuatahi - he waehere whenua, i te mea he whakanōhanga pēke o te taata tei mau pūkete;
• Ko te whai ake e rua - he waehere tohutoro ahurei whakaturia e te rite ki te paerewa o te ao;
• Ko te wha tukurua tuatahi e wha uara tau o te whare pūtea BIC;
• te toe mati ko te taata tei mau pūkete he waehere ahurei, whakaturia nei e te pēke institution.

I roto i nei i whakamahia whenua ID IBAN?

Neke atu i te iwa tekau whenua i roto i te ao e whakamahia i roto i te pūnaha pēke o te pūtāutu pūkete pēke ao. Ko ētahi o ēnei ko te āhua Soviet mua - Georgia ko Kazakhstan. I roto i Russia, te pūtahi pēke i tae noa ki IBAN. He aha te mea tenei, te nuinga o matou tangata kahore e mohio. Tena ko tenei, kua maha fehangahangai ratou ki te hiahia ki te tautuhi i tenei ID ki te farii i moni i ki waho.

Ko reira ngā e i roto i nga Tiaki Bank o Kazakhstan IBAN whakamahi kē hoki remittances noa atu, mea te tari pokapū o Sberbank o Russia kua kore e pa taua auaha.

Me pēhea te ki te kawe i roto i whakamāoritanga whakawhiti ke i roto i Russian?

I mohiotia tenei e e kore e whakamahi i pareparenga Russian i roto i to ratou pūtāutu mahi IBAN mō ngā mahi e pā ana ki te whakawhiti o moni i nga whenua EU ko EEA. Na reira, kia tūtaki matou tangata te tahi mau fifi i roto i to ratou whakatinanatanga. No te mea ki te kore koe e whakarato i tētahi Pākehā pēke-kaituku tenei waehere, ia kore noa ki a koutou i roto i te hoko.

Aha ki te mahi i roto i tenei take? Ki te te kaituku ko koutou, ka hiahia koe ki te whakawhiti i te nui tetahi i roto i Russia, tamata ki te whakamārama āhuatanga kaimahi o te pēke. Ki te mea ko koe te kaiwhiwhi, ka whakamārama ki te kaituku i te translation he aha ia tohu anake nga kōrero o to koutou pēke Russian fatuhia. Ki te kore e korero ana ki te pēke i kawea mai tetahi hua, tēnā tirohia ki tetahi atu pēke institution.

Hei whakawhiti ki te pūkete whakatuwheratia i roto i nga Tiaki Bank me ētahi atu etahi tahatika, e hiahia ana koe kia huaina ki a tere me waehere BIC (e kore e whai reira IBAN).

He aha te mea tere? Tenei waehere Ko te ahua o te orotahi o te IBAN, engari i rite ki a ia, he tika i roto i te Russian Federation tenei pūtāutu.

waehere BIC Ko te tau pēke ā-te whakatakotoria hoki ngā pūkete katoa tonu i runga i taua i te rohe o Russia. āhei te reira ki a koutou te whakatau e kore e anake te rangatira o te pūkete, engari ano hoki te wāhi matawhenua o te manga pēke te wahi i whakatuwheratia te pūkete.

Rua o enei TT ngā nga kōrero whakahauanga o te pūkete, e mahi ana i runga i te rohe o Russia. I roto i te whānui, me hoki whenua Pākehā ko reira nui ki te whakapūtā enei kōrero ki ngā whakawhitinga mua o te whakawhiti moni.

Me pēhea e mohio koutou ranei te maha kaiwhiwhi IBAN tohua?

Ki te tomo koutou te waehere he IBAN, moni noa e kore e tae i te kaiwhiwhi, ka hoki kaituku, kupenga o kōmihana pēke. Ka taea te kawea IBAN whakaū i ki te awhina o «IBAN_checker» hōtaka, i te mea te kaiwhakawhanake o American Express Bank Ltd. Hei manatoko e hiahia ana koe ki te tomo i roto i te rārangi e tika ana o te waehere e whakaratohia ana e te kaiwhiwhi. whakatau ana te hōtaka i te waehere tika i runga i te tawhā e whai ake nei:

• pūtāutu takikupu tika;
• te maha tika o ngā mati i roto i te ruma.

Ki te he tika e rua o enei tawhā, ka tikanga te reira e ko angitu te whakamātautau IBAN, whai koe te raraunga tika.